With the development of the economy, loan interest rates are also constantly changing. In order to help everyone understand the loan interest rates, this article will introduce to you an overview of the loan interest rate table in 2019.

1. Commercial loan interest rates

Commercial loans refer to loans that companies or individuals apply to banks or financial institutions for the purpose of commercial activities. In 2019, commercial loan interest rates are generally between 4.9% and 7.5%. The specific interest rate depends on factors such as the loan term, loan amount, and the lender’s credit rating.

2. Provident Fund Loan Interest Rate

Provident Fund Loans refer to loans applied to banks or financial institutions with housing provident funds as guarantees. In 2019, the provident fund loan interest rate is generally between 3.25% and 4.75%. The specific interest rate depends on factors such as loan term, loan amount, and lender’s credit rating.

3. Car loan interest rates

A car loan refers to a loan applied for from a bank or financial institution using a car as collateral. In 2019, car loan interest rates are generally between 4.9% and 7.5%. The specific interest rate depends on the loan term, loan amount, credit rating of the lender and other factors.

4. Credit loan interest rates

Credit loans refer to loans applied to banks or financial institutions with credit as a guarantee. In 2019, credit loan interest rates are generally between 7.5% and 10.5%. The specific interest rate depends on factors such as loan term, loan amount, and lender’s credit rating.

5. Small loan interest rates

Small loans refer to loans applied to banks or financial institutions with small loans as guarantees. In 2019, the interest rate for small loans is generally between 7.5% and 15.5%. The specific interest rate depends on the loan term, loan amount, credit rating of the lender and other factors.

6. Comprehensive interest rate

Comprehensive interest rate refers to the interest rate calculated by comprehensively calculating the interest rates of various loans such as commercial loans, provident fund loans, car loans, credit loans and small loans. In 2019, the comprehensive interest rate is generally between 4.9% and 15.5%. The specific interest rate depends on factors such as loan term, loan amount, and lender’s credit rating.

The above is an overview of the 2019 loan interest rate table. I hope it can help everyone understand the loan interest rate. When applying for a loan, everyone should choose a reasonable loan interest rate based on their actual situation to avoid affecting their financial situation. At the same time, everyone should also pay attention to the loan repayment period to avoid unnecessary losses.