The conditions for purchasing expert apartments with provident fund loans include: 1. The borrower must have an account in the city where the expert apartment is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3, there is a legal contract or agreement to buy expert apartments from housing, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase loans for expert apartments; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Matters needing attention in the transaction of second-hand houses in expert apartments 1. The real identity of the owner must be confirmed before the transaction of the second-hand house of the expert apartment; 2. When signing a contract for the sale of second-hand houses in expert apartments, the liabilities of both parties for breach of contract must be made clear; 3. The time of payment and transfer must be marked; 4, must indicate the expert apartment second-hand housing related expenses handover time; 5. When signing a contract with an intermediary company, you must have a detailed list of agency fees; 6. Buying a second-hand house in an expert apartment through an intermediary company must require a meeting with the owner; 7. You must learn to use the supplementary agreement.

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!