Nowadays, the development of online loan market is still hot, and the cash loan products of major platforms have developed rapidly with their own popularity, such as Suning's willful loan, WeChat micro-loan and Alipay ant loan. They are all well-known small loan platforms. In addition, 360 also issued 360 IOUs to compete in the market and even paid interest-free loans. However, many people are still skeptical about this. Is it true to borrow 360 interest-free?

First of all, we all know that borrowing money requires paying interest. Otherwise, why do people lend it to you, but the interest-free loan made by 360 officials will not be faked. What's so tricky about this?

In fact, it can't be said that what others type is fake, but they are not stupid, they are all trying to make money. General interest-free loans are as follows:

1, the interest-free period is only, that is, interest will start to accrue afterwards.

2, take interest-free coupons and the like, and usually do activities or something.

3, the first month is interest-free, this is still a conscience, but other things that should be collected will still be collected.

What are the tricks of interest-free loans?

1, the so-called interest-free, may be that the interest for those days is not money, and the interest after that is charged. As long as it is casually raised, the money will not be given to it these days.

2. Interest-free is just a bait to lure you into the game. Even if it is interest-free in the early stage, there are some handling fees in the early stage. You still have to pay the platform fee, which is equivalent to collecting the interest of your interest-free period in advance.

3. After attracting your loan with interest-free, I want to repay the interest in advance later. Therefore, if you don't make money these days, you can't escape the money behind you anyway.

About "360 interest-free loan is true?" Here is an introduction for everyone. I hope that when you borrow money, you will not be tempted by interest-free, or you should see the specific charging items and interest, and don't cling to the pie. After all, there are no businessmen and no traitors.

Is it true that 360 is interest-free for half a year?

It's true.

360 loan is interest-free for 6 months, which is generally a preferential activity for new users or a reward for participating in some activities of the platform. Congratulations, if you want a loan, you can get interest-free for 6 months!

The premise is that you have to pass the review of the platform and the platform will give you a certain amount before you can continue to apply for loans. If the audit fails, it means that there is no limit and you can't borrow money.

Is the 360 interest-free loan true?

The 360 interest-free loan is true. 360 loan interest-free is for new users, and new users can get interest-free for up to 30 days. 360 loan interest-free is not full interest-free, but interest-free in some periods. The 30-day interest-free period is divided into 1 period, but 12 period, and only the first month is interest-free.

Although the interest-free loan of 360 IOUs can only be used for the first month, 360 IOUs is indeed a benefit for letter users. New users can not only get the first interest-free coupon in 30 days, but also get the corresponding red envelope. The interest rate of 360 IOUs is still relatively low, and the daily interest rate is only 0.027%. 360 IOUs will score the applicant's credit. If the applicant has a good credit and meets the loan conditions of 360 IOUs, 360 IOUs will make a payment within 5 minutes, which is still very fast. 360 users will also issue a credit line from 500 yuan to 200,000 yuan according to the applicant's qualification.

It should be noted that 360 IOUs are connected to the personal credit information system. This means that 360 IOUs, like banks, have a three-day grace period for users to repay. If the user does not take the initiative to contact 360 customer service within the grace period and does not return the arrears, 360 IOUs will upload the overdue record of the borrower to the personal system of the central bank. Once the personal credit record is overdue, the consequences will be very serious, which will directly affect the repayment of loans and credit cards in the future.

The introduction of 360 interest-free loans ends here.