Then come to the loan in the name of the family. Under normal circumstances, it is best to move the woman's account, which makes it easier to get a loan. But your family used to have a house, so if you borrow money, it should be no problem to use the original house as collateral.

If the loan does not require the parents' account, it is generally recommended that you let the woman's account move over. In this way, it is much easier for you and your wife to borrow money in the name of husband and wife than for you to borrow money personally.