The monthly income requirements for applying for loans from our bank are as follows: the proportion of monthly loan expenditure to monthly income is controlled below 50% (inclusive), and the proportion of monthly debt expenditure to monthly income is controlled below 55% (inclusive). Note: The monthly loan expenditure cannot exceed half of the monthly income. If you apply for a first-hand property loan, you can first confirm with the developer whether you have a cooperative relationship with our bank. If so, you can directly contact the resident staff of the real estate and give the information to the staff. If not, it is generally necessary to contact the local personal loan department to provide personal information and purchased real estate before applying. First-hand real estate loan applications generally need to provide the following application materials:
1. Identity information: ID card, military officer's card, etc. ;
2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. ;
3. Use certificate: the original property right certificate of the purchased property, the purchase contract, the purchase contract, and the down payment receipt confirmed by the seller (if the transaction funds are supervised, the supervision fund entry certificate is enough);
4. Proof of repayment ability. If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.
2. I am single. Can I buy a house with a monthly salary of 2000 yuan?
Hello, of course. According to your situation, just apply for a mortgage. I wish you all the best.
3. Can I borrow money from the bank to buy a house with a monthly salary of 2000?
You can also apply for a loan from the bank with a monthly salary of 2000, but the amount of housing loan you apply for will also be limited because of low wage income.
4. I am single. Can I buy a house with a monthly salary of 2000 yuan?
No problem.