Can't cancel. The termination of the installment contract means that the performance of the contract stops, the seller takes back the subject matter of the sale, and returns the original price paid by the buyer to the buyer after deducting certain expenses, so that the property of both parties can be restored to the state before the contract is concluded. The termination of the contract does not affect the liability of the parties for breach of contract, and at the same time, starting from the principle of fairness, the buyer shall bear the expenses required to use the subject matter before the termination of the contract.

The loan installment has nothing to do with whether you learn or not. After the loan, you need to repay it on time. If you don't want to learn, you need to consult a school, not a lending institution.

Most of these loans are cooperative relationships with their educational institutions. You have borrowed money, so you can only repay it normally or in advance. If you don't want to study, you can only negotiate whether you can refund part of your tuition. There is a contract, and the contract says no, and you can't help it. You quit yourself. Education loan is a loan provided by credit institutions to enable students to receive higher education. The loan conditions are better than those in the general commercial market, most of which are low interest or even interest-free, and the repayment period is longer. There are certain conditions and restrictions on obtaining loans, which are usually organized and implemented by private financial institutions and guaranteed by the government. Some are implemented by government-owned financial institutions or specialized agencies. Western educational economists believe that this can not only solve the enrollment difficulties of poor students, but also solve the reasonable burden of education funds, so it has become the main measure to subsidize students in western countries.

legal ground

Article 119th of the Civil Code of People's Republic of China (PRC) is legally binding on the parties concerned.

Notice of the Ministry of Education, the National Development and Reform Commission and the Ministry of Finance on Further Standardizing the Management of Higher Education Fees Article 1 Tuition fees shall be charged by academic year or semester, and shall not be collected in advance across academic years. If students drop out of school or finish their studies ahead of schedule after paying tuition fees, colleges and universities should refund the remaining tuition fees on a monthly basis according to the actual study time of students. The tuition standard of colleges and universities is managed according to the principle of localization. If there is a provision in the current national tuition policy for colleges and universities, it shall be implemented according to the existing provisions. If there are no provisions, the provincial education administrative department shall put forward opinions according to the actual cost, local economic development level, residents' economic affordability and other factors, and report them to the price and financial departments at the same level for examination and approval before implementation.