1. The annual interest of Ping An Pratt & Whitney Loan is directly related to the product. Different loan products have different amounts and different annual interest rates.
2. If the customer applies for a salary loan, the loan amount is 20,000-/kloc-0.5 million yuan, and the reference annual interest rate is 6.09%-7.6%. If the loan is 50,000 yuan, the annual interest will be 3,450-3,800 yuan.
3. Life insurance loan is also one of the main products of Ping An Pratt & Whitney. The loan amount is 20000- 1.5 million yuan, and the annual interest rate of the loan is the same as that of the salary loan, which is 6.09%-7.6%. The loan is 50,000 yuan, and the annual interest is 3,450-3,800 yuan.
4. Excellent mortgage, the loan amount is 300,000-500,000 yuan, and the reference interest rate is 6.09%-8.4% per year. If the customer borrows 50,000 yuan from the excellent mortgage, the minimum interest rate for one year is 3,450 yuan, and the average monthly interest is 287 yuan. If calculated according to the highest interest rate, the interest of 50 thousand yuan a year is 4200 yuan.
5. In addition, the interest of Ping An Pratt & Whitney loan is also related to personal credit and liabilities. The platform will comprehensively score according to the final credit benchmark interest rate and give the corresponding floating interest rate. The monthly fixed interest rate of the loan is between 1.29%- 1.89%.