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Intermediate personal loan in banking industry

How difficult is the intermediate level in banking

The intermediate level in banking is as follows:

1. Banking laws and regulations and comprehensive ability

Difficulty coefficient :★.

Subject characteristics: boring, with a lot of memory knowledge; The content of the investigation is many, miscellaneous and detailed, which is easy to be confused; The topic investigation is becoming more and more flexible, not limited to the knowledge in books. Therefore, candidates must remember a lot about the subject of preparing for the exam, and at the same time, they can draw inferences about a knowledge point.

2. Bank Management

Difficulty coefficient: ★★

characteristics of the subject: there are many people who choose this subject, because some test sites overlap with laws and regulations, and there are no calculation questions. For students who don't like calculation questions, you can choose this subject.

3. Personal Loan

Difficulty coefficient: ★★★★

subject characteristics: the examination of test questions is relatively biased, and more attention is paid to test sites such as rules and regulations. To review this subject, students need to recite a lot of memories.

4. Personal Finance

Difficulty coefficient: ★★★★★

characteristics of the subject: compared with the primary personal finance, the calculation questions of the intermediate personal finance are not only numerous but also difficult. Students with weak calculation ability are advised to avoid taking this subject and reduce their difficulty in obtaining evidence.

5. Risk Management

Difficulty coefficient: ★★★★★

characteristics of the course: the examination is strict, with many, miscellaneous and detailed contents. The examination content is mostly theoretical knowledge, which requires a lot of memory, and the emphasis is on understanding the meaning of the question.

6. Corporate Credit

Difficulty coefficient: ★★★★★

characteristics of the course: this course pays more attention to the system and requirements in practical operation, and there are many calculation problems, and the number of comprehensive case problems is large, accounting for a high score.

The order of intermediate difficulty in banking

The order of intermediate difficulty in banking is as follows:

1. Banking management

There are many people who choose banking management, because the test sites of banking management and laws and regulations overlap, and the total score of single-choice plus true-false questions is high, and it is not calculated. Relatively speaking, it is a slightly simpler subject in the intermediate banking examination, with a difficulty of one star.

2. Personal finance

Personal finance has a large number of calculation questions, the calculation questions of primary personal finance are relatively simple, and the calculation questions of intermediate personal finance are more complicated. If you are not good at calculation questions, you often need to spend a lot of time in doing them, which will also increase the difficulty of obtaining evidence, which is four stars.

3. Corporate loans

Corporate loans pay more attention to the system and requirements in practice. Like personal financial management, there are also many calculation problems and comprehensive problems. It will also take a lot of time to do the questions. For students who are not good at calculation, it will increase the difficulty of the exam by three stars.

4. Personal loans

In terms of content, it is less than corporate loans, but because of the lack of content, the test questions are relatively biased, and more attention is paid to rules and regulations, such as the loan conditions of some personal loans. If you are good at reciting, I suggest taking this test, which is two stars difficult.

5. Risk management

To apply for the subject of Risk Management, the intended position is an account manager. Because it belongs to the management, the demand is limited and relatively strict, and the difficulty is much higher than the other four subjects, with four stars.

banking intermediate vocational qualification examination subjects

banking laws and regulations and comprehensive ability and banking professional practice. Among them, Banking Professional Practice consists of five professional categories (optional): Personal Finance, Corporate Credit, Personal Loan, Risk Management and Bank Management.

Precautions:

(1) The times of primary and intermediate vocational qualification examinations coincide, and the cities where you apply are the same. Please apply for both primary and intermediate vocational qualification examinations, pay attention to reading the relevant tips and choose carefully to avoid unpredictable reference due to repeated examination time.

(2) applicants must confirm and promise that they fully meet the registration conditions, and all the information provided is true, accurate, complete and effective. If the information filled in is inconsistent with the facts, once verified, the professional qualification examination office of banking professionals has the right to cancel their qualifications and all the results of the current examination.

which is simpler, personal loan or personal financial management?

1. Personal loan and personal financial management in the qualification examination for intermediate banks need to be simple first and have a solid foundation;

2. The questions in the qualification examination for intermediate banks are all objective questions, including multiple-choice questions, multiple-choice questions and judgment questions;

3. If you find it difficult, you are advised to check the examination outlines of the subjects "Personal Finance", "Corporate Credit", "Personal Loan", "Risk Management" and "Bank Management" under the examination outline of Banking Laws, Regulations and Comprehensive Ability and Banking Professional Practice.

4. The examination shall be managed in a rolling way with two times as a cycle. To obtain the Banking Professional Qualification Certificate, you must pass any professional category under the subjects of Banking Laws, Regulations and Comprehensive Ability and Banking Professional Practice in two consecutive examinations held by the organizer.

what are the requirements for intermediate banking?

① Can I take the intermediate qualification examination for banks directly?

Yes, those who abide by the laws, regulations and industry regulations of the country, have full capacity for civil conduct and meet one of the following conditions can apply to take the intermediate qualification examination:

1. They have obtained a college degree in economics, management and law, and have been engaged in related professional work for 6 years;

2. Obtain a bachelor's degree (or degree) in economics, management and law, and have been engaged in related professional work for 4 years;

3. Obtain a double bachelor's degree in economics, management and law, and have been engaged in related professional work for 2 years;

4. Obtain a master's degree (or degree) in economics, management and law, and have been engaged in related professional work for one year;

5. obtain a professional doctorate (or degree) in economics, management and law;

6. if you have obtained the above-mentioned academic qualifications (or degrees) in other disciplines, the number of years of working in related majors will be increased by one year accordingly.

The forecast name of the intermediate vocational qualification examination refers to the examination of the registration qualification. Two working days after the applicant submits the application, he can log in to the registration system to check the examination results, and then he can formally register. Candidates who have successfully predicted the name in the past and passed the examination do not need to apply again.

② What's the difference between intermediate and junior banking qualifications

Hello! I'm glad to answer your questions:

Entry requirements for banking qualification

Elementary:

Chinese people and Chinese citizens meet the following conditions at the same time, and can sign up for the preliminary qualification examination for banking:

1. Abide by national laws, regulations and industry rules;

2. Obtain a college degree or above recognized by the education administrative department of the State Council; (Students above junior college (including junior college) can also register, but they need to fill in their institutions accurately for verification)

3. Have full capacity for civil conduct

Intermediate:

Those who abide by national laws, regulations and industry regulations, have full capacity for civil conduct, and meet one of the following conditions, can apply to take the intermediate vocational qualification examination:

(1) Have obtained economics, professional qualifications, professional qualifications, professional qualifications, professional qualifications, professional qualifications, professional qualifications, professional qualifications, professional qualifications, professional qualifications,

(2) Obtain a bachelor's degree (or degree) in economics, management and law, and have been engaged in relevant professional work for 4 years;

(3) Obtained a double bachelor's degree in economics, management and law disciplines, and engaged in related professional work for 2 years;

(4) obtain a master's degree (or degree) in economics, management and law, and have been engaged in related professional work for one year;

(5) obtain a professional doctorate (or degree) in economics, management and law;

(6) if you have obtained the above-mentioned academic qualifications (or degrees) in other disciplines, the number of years of working in related majors will be correspondingly increased by one year.

To sum up the differences, college students with primary banking qualifications can apply for the exam, while those with intermediate banking qualifications require work experience!

③ What to take in the intermediate level of the banking qualification examination

Hello, classmate. The intermediate level of the banking qualification examination is the same as the primary level, and both of them take two subjects. Public basic and professional practice (choose one subject).

conditions for exemption from the intermediate "banking laws, regulations and comprehensive ability"

(1) Obtaining the intermediate qualification (financial major) certificate of the economic professional and technical qualification examination through the national unified examination;

(2) Before December 31, 213, he obtained the Qualification Certificate of Chinese Banking Practitioners through the examination in accordance with the requirements of the Interim Provisions of China Banking Association on the Qualification Certification System of Chinese Banking Practitioners, and has been engaged in relevant work for 1 years.

Note: "Qualification Certificate for Chinese Banking Practitioners" refers to those who passed the examination before or after 213 and obtained the original qualification certificate for Chinese banking practitioners, and the junior "Professional Qualification Certificate for Banking Professionals" issued after 214 is not exempt from the examination.

④ What are the subjects of the intermediate examination for banking qualification

1. The examination for banking qualification is divided into Banking Laws, Regulations and Comprehensive Ability (namely, the original Basic Principles of Banking) and Banking Professional Practice. Among them, Banking Professional Practice consists of five professional categories: Personal Finance, Risk Management, Corporate Credit, Personal Loan and Bank Management.

2. bank qualification examination questions: all are objective questions, including multiple-choice questions, multiple-choice questions and judgment questions. Among them, there are 9 single-choice questions, 4 multiple-choice questions and 15 true-false questions;

3. Examination method: computer closed-book examination.

⑤ Banking qualification examination, can I take the intermediate examination after passing the primary examination?

Examination registration conditions:

1. Abide by national laws, regulations and industry rules

2. Have full capacity for civil conduct;

3. Obtain a college degree or above recognized by the education administrative department of the State Council. College students can also apply for the preliminary qualification examination of banks, but they need to fill in their institutions accurately for verification.

Intermediate:

Persons who abide by national laws, regulations and industry regulations, have full capacity for civil conduct and meet one of the following conditions may apply for taking the intermediate qualification examination for banking:

1. They have obtained a college degree in economics, management and law, and have been engaged in relevant professional work for 6 years;

2. Obtain a bachelor's degree (or degree) in economics, management and law, and have worked in related disciplines for 4 years

3. Obtain a double bachelor's degree in economics, management and law, and have worked in related disciplines for 2 years;

4. Obtain a master's degree (or degree) in economics, management and law, and have been engaged in related professional work for one year;

5. obtain a professional doctorate (or degree) in economics, management and law;

6. if you have obtained the above-mentioned academic qualifications (or degrees) in other disciplines, the number of years of working in related majors will be increased by one year accordingly. Application process: The application for the primary qualification examination of the banking industry is divided into two ways: individual online registration and member unit collective online registration. The intermediate qualification examination of the banking industry adopts the method of combining personal online name prediction with formal registration. Only when the forecast name is passed can the official registration be made. The intermediate forecast grade needs to upload a certificate photo, including academic qualifications and relevant certificates of working years.

exam questions: the primary qualification examination for banking is all objective questions, including multiple-choice questions, multiple-choice questions and judgment questions; The intermediate qualification examination of banking industry includes multiple-choice questions, multiple-choice questions, judgment questions and fill-in-the-blank questions.

Summary: College students with primary banking qualifications can apply for the exam, while those with intermediate banking qualifications require work experience. As far as the types of questions are concerned, the primary qualification examination for banks is simpler than the intermediate level, and the connection questions and fill-in-the-blank questions increase the difficulty of the examination. The banking elementary and intermediate examination subjects are the same, but the textbooks for laws, regulations and comprehensive ability are different in difficulty, and the textbooks, examination difficulty and scope of other subjects are different.

Suggestions for preparing for the exam in banking: It is recommended to use the nail question bank APP for preparing for the exam

For more relevant exam information, you can pay attention to the nail question bank. I wish you will pass the exam.

⑥ What's the use of intermediate banking qualification?

First of all, more skills don't weigh you down. Similarly, more certificates don't weigh you down, but there will be multiple choices and multiple employment channels.

Why don't you take the "one test and two certificates" in the banking qualification examination? Under the new system, non-banking employees, especially college students, can apply for the professional qualification examination of banks. If you pass the exam and get the "Professional Qualification Certificate for Banking Professionals", it means that you can not only get the qualification to enter the banking industry, but also get the "National Junior Professional Title Certificate", which is of great significance to the professional title evaluation and welfare treatment after work.

Secondly, the number of applicants for banking is increasing every year.

from 27 to 213, the number of college students who applied for the qualification examination for banking increased linearly from 6, to 65, every year, and the consideration of employees in banks also increased year by year.

as far as the recruitment requirements of banks are concerned, in the recruitment announcement for 216 recently published by China CITIC Bank, the basic requirements for many positions are "having a banking qualification certificate", and individual positions also require specific subjects.

⑦ What are the registration conditions for the qualification examination for banks? What subjects do you need to take?

The registration conditions for the qualification examination for banks are as follows:

Chinese people and Chinese citizens can register for the primary professional qualification examination for banks if they meet the following conditions:

(1) Abide by national laws, regulations and industry rules;

(2) Having full capacity for civil conduct;

(3) Obtaining a college degree or above recognized by the administrative department of education of the State Council.

Registration requirements for the intermediate vocational qualification examination of the banking industry:

Those who abide by national laws, regulations and industry regulations, have full capacity for civil conduct and meet one of the following conditions can apply for the intermediate vocational qualification examination:

Those who have work experience are required to apply for the examination.

(1) obtain a college degree in economics, management and law, and have been engaged in related professional work for 6 years;

(2) Obtain a bachelor's degree (or degree) in economics, management and law, and have been engaged in relevant professional work for 4 years;

(3) Obtained a double bachelor's degree in economics, management and law disciplines, and engaged in related professional work for 2 years;

(4) obtain a master's degree (or degree) in economics, management and law, and have been engaged in related professional work for one year;

(5) obtain a professional doctorate (or degree) in economics, management and law;

(6) if you have obtained the above-mentioned academic qualifications (or degrees) in other disciplines, the number of years of working in related majors will be correspondingly increased by one year.

banking examination subjects:

required subjects: banking laws and regulations and comprehensive ability and banking professional practice.

selected subjects: Banking Professional Practice consists of five majors: Risk Management, Personal Finance, Corporate Credit, Personal Loan and Bank Management.