(1) When members (shareholders) buy shares, they should carefully read the articles of association of rural credit cooperatives and rural cooperative banks, and understand the rights and obligations of members (shareholders); society
(2) according to the profitability, distribute it to members (shareholders) according to dividends, and pay interest on the correct shares;
(3) Provisions on rural credit cooperatives and rural cooperative banks to bear risks and civil liabilities with their own funds.
(4) Members (shareholders) withdraw their shares according to the conditions stipulated in the Articles of Association.
1, the share capital certificate shall explain the matters that members (shareholders) should pay attention to in the form of share notes in a prominent position. The following statement is correct ().
choose
B, members (shareholders) should read the articles of association of rural credit cooperatives and rural cooperative banks, and know the rights and obligations of members (shareholders).
C the withdrawal of a member (shareholder) shall meet the conditions stipulated in the articles of association.
In addition to traditional services, such as deposits, loans and foreign exchange settlement, rural credit cooperatives provide customers with information consultation, wealth management, collection and payment, insurance agents, securities and other banks. Main service items of loan business of rural credit cooperatives.
Must I choose an information consulting and financing institution?
D, collection and payment, travel agency electronic insurance, securities and other financial services
What is the purpose of farmers using microfinance?
A: loans for agricultural production expenses such as planting and aquaculture;
2. Agricultural machinery loans;
Pre-natal, mid-natal and post-natal services around agricultural production, such as loans;
Consumers borrow money to buy necessities, housing, medical care and schooling for their children.
3, the use of small credit loans for farmers ().
Loans for aquaculture, aquaculture and agricultural production costs;
B, agricultural machinery loans;
D loans for agricultural production, production and prenatal and postnatal services;
& gt state financial subsidies, financial support, tax incentives and other aspects to support rural credit cooperatives:
Six countries support rural credit cooperatives ().
Choose financial subsidies supported by funds A and B..
C, tax incentives
Shares in rural credit cooperatives and rural cooperative banks should pay attention to the following matters:
(1) The shares and monetary funds of rural credit cooperatives and rural cooperative banks shall not be in the form of tangible assets or debt securities. Rural cooperative banks should be confirmed according to the relevant provisions of the original non-monetary capital stock or liquidation.
(2) Members (shareholders) of rural credit cooperatives and rural cooperative banks must have their own funds and shares in loans from financial institutions.
(3) Rural credit cooperatives and rural cooperative banks shall not cross-hold industrial and commercial enterprises in the form of convertible shares.
(4) Rural credit cooperatives and rural cooperative banks shall not accept the funds of people's governments at all levels to directly bear interest. Local people's governments at all levels are supporting reform and development, and rural credit cooperatives and rural cooperative banks donate assets (funds) or replace high-quality assets with non-performing assets. Donated assets (funds) should include the capital reserve of rural credit cooperatives and rural cooperative banks and cannot be directly included in the share capital. The principle of the people's government donating monetary funds. The donation form of physical assets and intermediary institutions shall be evaluated and confirmed by the banking regulatory institution.
8 shares of rural credit cooperatives and rural cooperative banks (conditions)
B, rural credit cooperatives and rural cooperative banks shall not participate in industrial and commercial enterprises in the form of convertible shares;