1. Application conditions for student loan: 1, with full capacity for civil conduct; 2, honest and trustworthy, law-abiding, no violations; 3. Good academic performance and normal completion of studies; 4. The income earned during the school period is not enough to cover the basic expenses (including tuition and basic living expenses) needed to complete their studies; 5 strictly abide by the provisions of the state, the handling bank and the school on the national student loan, promise to use the loan correctly and fulfill the repayment obligation according to the regulations, and open a current account in the loan bank. 6. Other conditions stipulated by the lending bank. 2. The materials to be submitted for applying for the national student loan: 1, and the necessary information about the financial situation of myself and my family (generally including my written application, family financial situation questionnaire, proof of difficulties above the street level, letter of guarantee from the guarantor and my actual performance, etc.). ); 2, commitment to repay the loan liability clause; 3. Provide loans to repay the guarantor. Iii. Application process of student loan: 1. Students apply for the national student loan application approval form and other materials, fill in truthfully and completely, and prepare relevant supporting materials and return them to the school's national student loan agency. 2. The school institution conducts the loan preliminary examination. School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center. 3 handling bank for loan approval. The handling bank shall complete the audit within 20 working days after receiving the Information Form and application materials submitted by the school. 4. After the loan application for signing a loan contract with students is approved, the school will organize students to fill in, sign a loan contract and an iou within 10 working days according to the loan student roster provided by the handling bank, and submit it to the handling bank. 5. Within 20 working days after signing the loan contract and receipt with the borrowing student, the loan issuing handling bank will uniformly transfer the first-year tuition, accommodation and living expenses into the designated account opened by the school in the handling bank. 6. Repaying the loan After completing their studies with the student loan, students should pay attention to their own credit and repay the loan on time. 60 days before graduation every year, the school will organize the borrowing students to go to the handling bank to go through the repayment confirmation procedures, and the handling bank will send people to provide on-site service to explain the repayment related matters to the borrowing students and answer their inquiries.