1, open the installment music app.
2. Click on "My" and select "Bill";
3. Click "Query Details";
4. Select the bill to be returned, and then click "Prepayment";
5. Just select "All Prepayments".
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
Pre-paid services can be provided at any time by installment music (except for a few products that are prompted by the ordering page that do not support pre-payment). If the order meets the requirements, you can pay all the money in advance at one time. Except for the current bill, the bill service fee for prepayment is free. If the prepayment is made at least three times and does not include the current bill, the bill service fee for prepayment will be halved except the current bill. If you don't pay in installments, you can't enjoy the prepayment discount for the time being.
Second, the interest on staged music is not high. The state stipulates that loans with an annual interest rate of more than 36% belong to usury, and the interest of borrowing money by installments is 24% for ordinary users, but the interest of people with high debts will be higher than this, but it will not exceed 36% every year. The monthly interest rate is about 1%-2% per month, which is within the range stipulated by the state, so it is not considered as high interest. Staging music is a product with daily interest, and the daily interest rate is as low as 0.049%. Convert the daily interest rate to the annual interest rate of 0.049%*365= 17.885%. This interest rate is much higher than that of banks of the same grade in the same period. However, compared with online loan products, the interest rates of most online loan products are in the range of 18%-24%, so the interest rates in online loan products are not high. However, the lowest interest rate for staged music days is 0.049%. If it is higher than this interest rate, the annual interest rate will be greater than 17.885%.
3.Staging Music is a high-quality staging shopping center under Lexin. Founded in June 20 13, it is the first board member unit of China Internet Finance Association and the first 17 Internet finance credit information sharing unit. It has established official cooperation relations with many famous brands such as Apple, L 'Oreal and Philips, and has become the third largest Internet channel after JD.COM and Tmall. "