1, prepayment: If you have enough funds, you can shorten the repayment period by prepayment. However, it should be noted that early repayment will generate certain handling fees and liquidated damages.

2. Reschedule the repayment plan: If the repayment cannot be made in advance at one time, you can negotiate with the loan bank to reschedule the repayment plan. For example, increase the repayment amount month by month and increase the repayment frequency. However, it should be noted that rescheduling the repayment plan will increase the loan interest expense.

3. Re-loan: If you have a good credit record and proof of income, you can consider re-lending and convert the original commercial loan into a new loan to shorten the repayment period.