When handling provident fund loans, you need to fill out the Application Form for Housing Provident Fund Loans in the Provident Fund Loan Center, and send it to the Provident Fund Management Center for review together with other materials prepared by yourself. What is the guide for Yibin to apply for provident fund loans? Net Bian Xiao compiled the following contents for your reference. 1. The conditions for Yibin to apply for provident fund loans are 1. Having full capacity for civil conduct; 2. No housing provident fund loan debt; 3. Have permanent residence in cities and towns or other valid residence status; 4 normal, full and continuous deposit of housing provident fund for more than 6 months (inclusive); 5 have a stable income, good credit, and the ability to repay the principal and interest of the loan. 2. Application materials 1, ID card or other valid proof of identity for Yibin's application for provident fund loan; 2. Marriage certificate; 4. Proof of house inquiry; 5. Proof of income; 6. Commercial house sales contract; 7. Down payment invoice; 9. Account book 10; personal credit report; 3. Yibin's application for provident fund loan is based on the Regulations on the Administration of Housing Provident Fund (. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. Four. The legal time limit for Yibin to apply for provident fund loans is 10 working days. Yibin can apply for provident fund loans when buying a house, repairing a house or decorating a house. Individuals are not allowed to purchase housing provident fund. Only when the company works will the company buy it for its employees. When applying for a loan, the loan amount will be determined according to the personal account amount and my actual situation. If you have any other questions, please visit the website for one-on-one legal consultation.