Improving the service level for small and medium-sized enterprises, especially small and micro enterprises, and strengthening the construction of the service system for small and medium-sized enterprises in Qingdao have always been a problem that Qingdao Municipal Party Committee and Municipal Government attach great importance to in recent years, and it is also the goal of relevant departments. This is also a good environment for the development of small and micro enterprises. Perfect service system is an important support to promote the development of small and micro enterprises.
Accelerate the formulation of policies suitable for the development of small and micro enterprises and establish and improve the policy service system. Compared with large and medium-sized enterprises, small and micro enterprises are in a weak position in terms of talents, technical equipment, management level and ability to resist market risks, and their development needs the support of the government. Policy is the most effective and influential support. At present, the state, provinces and cities have issued a series of policies and measures to support the development of small and medium-sized enterprises, but some existing policies are difficult to take care of and support small and micro enterprises. It is suggested to seriously implement the existing policies first. On this basis, we should pay special attention to the development status and difficulties of low-end labor-intensive enterprises and small and micro enterprises in the industrial chain, and study and introduce special encouragement and support policies as soon as possible in combination with the actual situation of our city.
The government has increased its support for public service platforms for small and medium-sized enterprises. At present, the development of small and medium-sized enterprises, especially small and micro enterprises, needs a fair development environment and a coordinated guarantee mechanism. The key point is to solve the financing problem of small and medium-sized enterprises with technology, innovation and growth. In the final analysis, it is necessary to strengthen the construction of the service system for small and medium-sized enterprises. Public service platform is an important part of the service system construction of small and medium-sized enterprises. In recent years, government departments at all levels regard the construction of public service platform as a key task and an important way to implement the encouragement policy of supporting technological innovation of small and medium-sized enterprises, enhance the innovation ability of small and medium-sized enterprises, promote industrial upgrading and regional economic development, and improve the socialized service system, and increase the guidance and support for the construction of public service platform through financial subsidies and policy support.
Establish a perfect all-round service system for small and micro enterprises. First, support the establishment of small and micro enterprises and create a good entrepreneurial atmosphere in the whole society. Encouraging and supporting entrepreneurship and having a good entrepreneurial atmosphere is one of the successful experiences of developed countries and regions. What Qingdao lacks compared with other advanced regions is the upsurge of entrepreneurship for all. Therefore, we should take measures such as lowering the threshold of entrepreneurship, relaxing industry access, strengthening entrepreneurship guidance, and encouraging all people to start businesses, so as to form an entrepreneurial atmosphere that the government attaches importance to, the support of relevant departments, and the wide participation of society. In the future, it is necessary to further intensify efforts to provide entrepreneurial guidance and services for small and micro enterprises in planning consultation, formalities agency, personnel training, technology application and registration, so as to help small and micro enterprises solve outstanding difficulties in their initial stage and improve their entrepreneurial success rate.
The second is to provide services for small and micro enterprises to ease financing difficulties. Banks should consider the difference between the real economy and restricted industries such as real estate in the design of loan policy; In the upward direction of capital flow, interest rates can be differentiated, lending can be more refined, and the financial pressure of small and micro enterprises can be better alleviated. We should take more active measures to continuously increase investment and financing services, innovate financing service products, and promote cooperation between banks and enterprises; Commercial banks should not rely too much on mortgages to support the financing of small and micro enterprises, but need to re-connect the needs of small and micro enterprises from marketing, risk control and assessment, vigorously issue credit loans and develop direct financing tools; Actively help small enterprises that do not have loan conditions to improve internal management and seek effective financing solutions.
The third is to provide information and services for the market development of small and micro enterprises. Strengthen market information services, help small and micro enterprises keep abreast of domestic and international market changes, and improve and develop marketable products in time; Promote cross-regional cooperation and exchanges, find business opportunities for development, and carry out coordinated supporting services. According to the needs of small and micro enterprises, enterprises are selectively organized to participate in various exhibitions, product fairs, supply and demand fairs and business inspection activities at home and abroad. Carry out information promotion services for small and micro enterprises, and guide social intermediary organizations to vigorously carry out small and micro enterprise services.
The fourth is to serve the technological progress and product optimization and upgrading of small and micro enterprises. Accelerate the construction of public service platforms for key industrial clusters and small and micro enterprise clusters, and provide design, research and development, quality inspection and testing services for small and micro enterprises; Promote cooperation and industrialization of scientific research achievements in Industry-University-Research; Support small and micro enterprises to adopt new technologies, new processes, new equipment and new materials for technological transformation, and promote small and micro enterprises to save energy, reduce consumption, reduce emissions and control pollution; Increase the training of all kinds of small and micro enterprise personnel and expand the scope of training; Promote management consulting services, guide small and micro enterprises to improve their management level and accelerate brand building.