Go to the bank to handle personal affairs in Jinan! ! ! ! !

Formal commercial banks or financial institutions will strictly examine the qualifications of applicants and will not blindly charge fees. However, it is difficult to apply for a pie in the sky. It is suggested that if the landlord is in a hurry to get a loan, he can look for it, and don't blindly believe the sweet words of some financial institutions, let alone before the loan.

The above answers are for your reference.

How can I get a loan without a job and a mortgage at the age of 50?

Fifty years old, unemployed and unsecured, you can ask a guarantor for a loan.

Third, how to handle personal unsecured credit loans

The process of personal unsecured credit loan is: 1. The parties concerned prepare relevant materials, fill in the loan application in the bank and submit the materials; 2. After receiving the application, the loan bank shall confirm and review the information; 3. After the audit, the lending bank will contact the lender and sign relevant contracts; 4. For bank loans, the lender shall fulfill the repayment obligations. Legal basis: Article 68 1 of the Civil Code refers to a guarantee contract to guarantee the realization of creditor's rights. The guarantor and the creditor agree that when the debtor fails to perform the due debt or the circumstances agreed by the parties occur, the guarantor will perform the debt or assume the responsibility. Article 693 Where the creditor of a general surety fails to bring a lawsuit against the debtor or apply for arbitration during the suretyship period, the surety is no longer liable for suretyship. If the creditor of joint and several liability guarantee fails to ask the guarantor to bear the guarantee responsibility during the guarantee period, the guarantor will no longer bear the guarantee responsibility.

4. How to handle personal unsecured credit loans?

All right! Whether the loan can be successful depends mainly on whether your personal qualifications meet the requirements of bank loans ~

The conditions/materials required to apply for a loan are as follows:

Original and photocopy of the borrower's valid identity certificate;

Local permanent residence or valid residence identity certificate

Proof of the borrower's ability to repay the loan. Such as the income certificate issued by the borrower's unit, the borrower's tax bill, insurance policy, etc.

The borrower's pledge right, the list of collateral and ownership certificate required to obtain the amount of pledge and mortgage, and the written document that the owner and the real estate * * * agree to pledge and mortgage.

A written document in which the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount.

Credit certification materials of the guarantor.

Collateral appraisal report issued by the appraisal department recognized by the society.

Other documents and materials stipulated by the bank.

The steps/processes/procedures of loan are that you submit your personal loan demand and general information to the bank or loan product agency, and then the bank conducts a preliminary review of the loan application of the loan applicant, arranges a special person to contact the loan applicant, and if the contact person passes the preliminary review, instructs the loan applicant to provide the required materials, and then conducts an audit to finally release the loan.