1. Preparation materials: ID card, provident fund card, rental contract, house rent invoice or receipt and other related materials need to be prepared;

2. Go to the provident fund management center: go to the local provident fund management center with the above materials, and fill in the withdrawal application form and the First Withdrawal Data Form of Personal Housing Loan of Provident Fund and other related forms for handling;

3. Waiting for approval: After submitting the application, you need to wait for the approval of the provident fund management center. After the approval, the withdrawal of the provident fund will be transferred to the applicant's designated bank account.

The ways of withdrawing the provident fund include:

1. Withdrawal from purchasing houses: employees can apply to the provident fund management department for withdrawing the provident fund when purchasing the first set of houses, second-hand houses or overhauled houses. When applying, you need to provide relevant supporting materials, such as purchase contract, real estate license, repayment plan, etc.

2. Lease withdrawal: Employees can apply to the provident fund management department for withdrawal of the provident fund when renting a house. When applying, you need to provide relevant certification materials, such as rental contract and landlord's property certificate;

3. Withdrawal for repayment of housing loans: Employees can apply to the provident fund management department for withdrawal of housing loans. When applying, you need to provide relevant supporting materials, such as loan contract, repayment plan, bank flow, etc.

4. Personal reason withdrawal: Under special circumstances, if employees need to withdraw provident fund due to serious illness, children's schooling, unemployment, disability and other reasons, they can apply to the provident fund management department for personal reason withdrawal. Relevant supporting materials, such as medical certificate, school certificate, unemployment certificate, etc., need to be provided when applying.

to sum up, the policies and regulations of provident fund in different regions may be different, and the specific withdrawal methods and conditions need to be implemented according to local policies and regulations. At the same time, employees need to operate in accordance with the prescribed procedures and standards when withdrawing the provident fund to avoid affecting the rights and interests of the provident fund.

Legal basis:

Article 24 of the Regulations on the Administration of Housing Provident Fund

Employees may withdraw the balance of their housing provident fund accounts under any of the following circumstances:

(1) purchasing, constructing, renovating or overhauling their own houses;

(2) retired;

(3) completely losing the ability to work and terminating the labor relationship with the unit;

(4) leaving the country to settle down;

(5) repaying the principal and interest of the house purchase loan;

(6) the rent exceeds the prescribed proportion of family wage income.