Among them, the interest rate of the first set of personal housing provident fund loans with a term of less than 5 years (including 5 years) was lowered from the current 2.75% to 2.6%, down by 0. 15 percentage points; The interest rate of the first individual housing provident fund loan for more than five years will be lowered from the current 3.25% to 3. 1%, down by 0. 15 percentage points. The interest rate of the second set of personal housing provident fund loans remains unchanged, and the interest rates for less than five years (including five years) and more than five years are 3.025% and 3.575% respectively.
The original text is as follows:
Notice on matters related to adjusting the interest rate of individual housing provident fund loans
Ningjinguan [2022] No.465438 +0
All offices, sub-centers, banks and loan employees who undertake housing provident fund loan business:
According to the decision of the People's Bank of China, the interest rate of individual housing provident fund loans will be lowered from June 5438+1 October1,and the interest rate of the first set of individual housing provident fund loans for less than five years (including five years) will be lowered from the current 2.75% to 2.6%, down by 0. 15 percentage points; The interest rate of the first individual housing provident fund loan for more than five years will be lowered from the current 3.25% to 3. 1%, down by 0. 15 percentage points. The interest rate of the second set of personal housing provident fund loans remains unchanged, and the interest rates for less than five years (including five years) and more than five years are 3.025% and 3.575% respectively. In order to ensure the smooth and accurate adjustment of individual housing provident fund loan interest rate, relevant matters are hereby notified as follows:
1.Before June, 2022 10, individual housing provident fund loans that have been approved by the housing provident fund management center but have not yet been issued shall be issued at the lowered interest rate, and the relevant procedures involved and the interest rate modification of the contract text shall be completed before the loan is issued.
Two, the housing provident fund loan acceptance and approval business is normal. 65438+1 October1has been entered into the housing provident fund business information management system for approval, but the final review has not been completed, and the adjusted interest rate shall prevail. The loan that has been transferred to the sub-center of the housing provident fund management center will be revised after the final review is completed.
Three, about the second set of personal housing provident fund loan interest rate is subject to this notice.
Four, do a good job in the publicity and interpretation of the relevant policies of loan interest rate adjustment. Sub-centers and undertaking banks should focus on implementing interest rate adjustment. If you have any questions, please give feedback to the loan collection office of the housing provident fund management center in time.
Nanjing housing fund management center
65438+20221October 8th
Source: Yangzi Evening News Network