At present, because the new car has just been listed, there is no preferential information, so we will use the 2020 652T two-wheel drive elite model to calculate it. Of course, we still choose to borrow money to buy a car. Then, if we choose a loan to buy a car, what is the down payment?
Car purchase cost
The necessary expenses for the 2020 Buick Angkewei S are: purchase tax 19460 yuan, vehicle and vessel use fee 480 yuan, license fee 500 yuan and compulsory insurance 950 yuan, so all the necessary expenses add up to 2 1390 yuan. The insurance for the first year must be purchased in a 4S store. 65,438+0,000 yuan of third-party liability insurance, 630 yuan, 2852 yuan of vehicle loss insurance, 65,438+0,093 yuan of vehicle theft insurance, domestic glass broken alone in 330 yuan, spontaneous combustion loss insurance in 330 yuan, excluding special insurance premium of 896 yuan, no-fault liability insurance of 326 yuan, and vehicle personnel liability insurance.
If the bare car price is 65,970 yuan and the down payment is 30%, then the landing price of this model is 65,970+21390+8242 = 95,602 yuan, which means that 95,602 yuan can land 2020 Buick Angkewei s? 652T two-wheel drive elite type. The monthly payment is 3 years and 36 installments, and the monthly repayment amount is 4596 yuan.
Automobile cost
First, the cost of gas. The fuel consumption of this model is 7.2L per 100 kilometers. If it is calculated by driving 1000 km a year, it will consume 720L gasoline a year. Of course, we suggest adding 95 # gasoline here. If calculated according to the unit price in 7 yuan, the annual fuel cost is 5040 yuan. Secondly, the parking fee, excluding parking spaces, is 3,600 yuan a year according to the monthly 300 yuan.
The next step is maintenance. If it is maintained once every 5,000 kilometers and twice a year, the cost of each maintenance will be 1.600 yuan if it is calculated according to 800 yuan. Coupled with some usual bumps, these maintenance costs are calculated at 1000 yuan. Then we can see that the monthly car and car cost is 4596+420+300+2 16=5532 yuan, but after three years, the monthly car cost has become 936 yuan. It is true that the first three years of buying a car by loan are a time node with great pressure, but it will be easy after three years.
Summary: From the above data, for middle-class families, the monthly expenditure of 5532 yuan is actually not very high, and this is in the case of loans. It will be easier if it is full, so Buick Angkewei S is still a very good new middle-class SUV model. Do you think such a car is expensive?
This article comes from car home, the author of the car manufacturer, and does not represent car home's position.