Hello, friends! With the development of society, loans are now insured! The situation mentioned in the title is influenced by many factors!

Let's analyze this problem:

First, the so-called loan insurance mainly provides a guarantee for the safety of loan repayment! To put it simply, it is to compensate the lender (bank) according to the terms in the case that the repayment cannot be made normally!

Second, the lender's sudden illness has no fixed relationship with whether he can repay the loan! To put it simply, compensation can only be made according to the terms if it is determined that the repayment requirements cannot be met! Pay back!

To sum up the problems mentioned in the above topics, it still depends on whether the lender has the ability to repay. Is there any income? Property? Collateral? Where's the guarantor Loan insurance can only take effect if it is determined to meet the relevant provisions of loan insurance! Or in layman's terms, it is to pay for the loan! Therefore, you can't let the loan insurance take effect because you are sick!

On the other hand, loan insurance does provide a relatively safe guarantee for lenders, banks, borrowers and users!