Recently, a news item on the Internet was reversed. Ms. Cheng, a resident of Sichuan, said that she was in Shanghai Pudong Development Bank? Being loaned? 12 million yuan, I don't know about this huge loan. Although these two loans have been settled, they appear in my personal credit record and are suspected of being impersonated, which makes the girls feel a little overwhelmed.

both loans have been paid off, and the fund user is a company in Wenchuan where Ms. Cheng is a shareholder. On July 29, the company involved issued a statement publicly condemning Ms. Cheng, saying that she was fully aware of the loan situation and maliciously lied to obtain illegal benefits? Being loaned? . The results of judicial expertise show that the handwriting on the application forms and other materials of the two loans belongs to the same person as Ms. Cheng's signature handwriting. This shows that Ms. Cheng claimed not to know? Being loaned? In the event of 12 million, it is actually self-directed and self-performed.

Ms. Cheng? Loaned 12 million yuan? One thing responded again: 1. The appraisal of Shanghai Pudong Development Bank is a unilateral act of the bank. Cheng Xiaoqiong himself did not go to the appraisal center together. The bank should publicize to the media whether the appraisal result was made by an appraisal center with appraisal qualifications; 2. It is impossible to verify whether the materials required for the appraisal of Shanghai Pudong Development Bank are comprehensive, authentic and legal; 3. Are the appraisal materials all original materials when handling personal loans in 211 and 212? In fact, it is clear to financial institutions that deposit and lend funds as their main business how strict the loan issuance procedures are. Such an event that is not very complicated is actually not difficult to investigate. The most direct method is to show the loan approval and issuance materials required by the party concerned, which can be produced according to law, and make handwriting identification on the signatures in the approval materials. This is not only the best way to dispel the doubts of the parties, but also the best way to maintain the reputation of commercial financial institutions.

legal professionals believe that if? Being loaned? The incident is purely framed by Ms. Cheng's malicious false report, and there is no problem with bank compliance. Then Ms. Cheng's behavior has undoubtedly violated the reputation right of Shanghai Pudong Development Bank, and she should bear the tort liability of apologizing, eliminating the influence and restoring the reputation. If the circumstances are serious, Shanghai Pudong Development Bank can investigate Ms. Cheng's criminal responsibility.