Apps that you can borrow and repay anytime include Ping An Puhui, Jidai, Feidai, Suning Wanweipay, Youqianhua, etc. for you to choose from. Here is an introduction to the "Youqianhua" APP and its application conditions:

The "Youqianhua" APP can be borrowed and returned at any time. "Youqianhua" is the original Baidu financial credit service brand, positioned to provide personal consumption credit services to the public.

The application conditions are as follows:

1. The applicant is between 18 and 55 years old and has full civil capacity.

2. The applicant is not a college student.

3. The applicant can provide his or her second-generation ID card and bank debit card.

4. Applicants cannot use temporary ID cards, expired ID cards and first-generation ID cards to apply.