Because of the loan to buy a house, it takes the developer longer to collect the full amount than to collect the full amount. In addition, loans to buy a house require developers to dock with banks and housing management bureaus many times. Most of the loan docking work is for developers to run errands between banks, sales offices and housing management bureaus, and the actual manpower and material resources paid by developers are much more.

Loan purchase process:

Signing a house purchase contract → Selecting a loan bank → Borrower applying for a loan → Examination and approval → Initial registration and filing by the Housing Authority → Tax payment → Mortgage registration of pre-sale houses by the Housing Authority → Bank lending → Return loan information → Post-loan supervision.

Complete purchase process:

Signing a house purchase contract → initial registration of the Housing Authority → paying taxes.