1, you can use your parents' own housing provident fund loans, and the loan amount must be approved by the provident fund center, which is generally 60% of the contract price.

2. Commercial loans are available, basically 60%.

You can only choose one of the above two loans, but you can't borrow twice. No matter what kind of loan will have an impact on parents buying houses again in the future, the current purchase restriction order controls the second purchase. It has no effect on children. I hope it helps you.