Loan certificates cannot be used to apply for loans directly, and relevant loan materials need to be prepared.

Documents required for a loan:

ID cards of both spouses;

Household register/Temporary residence permit and household register for foreigners;

Marriage certificate/divorce certificate or court judgment/certificate of single status;

Income certificate;

Education certificate;

Bank statements;

Others Real estate;

A copy of the business license of the unit (with official seal);

Larger deposit certificate, etc.;

If the borrower is a corporate legal person, it must also be Provide annual inspection of business license, tax registration certificate, organization code certificate, articles of association, and financial statements.