1, with local permanent residence.
2. Have a stable occupation and income.
3, personal credit is good, with the ability to repay the principal and interest on schedule.
4. A car purchase contract has been signed.
5. The down payment has been paid to the dealer or deposited in the bank.
6. Provide bank-approved guarantee.
7. Other conditions stipulated by the bank.
Auto loan process of CITIC Bank:
1. The loan applicant signs a car purchase contract with the car dealer, fills in the loan application form, and submits relevant materials as required by the bank.
2. The handling personnel of our company or entrust a law firm to review and investigate the materials submitted by the loan applicant.
3. We will approve it and inform the loan applicant of the approval result.
4, the loan applicant for insurance, mortgage registration and other procedures.
5. When a bank issues a loan, the borrower repays the principal and interest according to the loan contract.