When will borrowing money be resumed if I cannot borrow money? It’s faster to make these!

Nowadays, many people are accustomed to borrowing money online when they are short of money. Among them, Jiebei is the most popular product for many people, and they can borrow money multiple times within the limit. However, many people who have borrowed money from Jiebei before and want to borrow again find that they are unable to borrow money. They want to know when Jiebei cannot borrow money again. Let’s find out together today.

Why can’t you borrow money on Jiebei? Generally speaking, if you have available credit on Jiebei, you can borrow money on a recurring basis. If you can’t borrow money, there may be problems in the following aspects: 1. Jiebei or other Alipay Credit products such as Huabei, reserve funds, etc. are not repaid on time and are overdue, and the use of Jiebei may be restricted. 2. It has been a long time since the last loan, and the borrower's credit conditions have deteriorated. For example, a large amount of debt has been added, there are multiple overdue records on the credit report, or the credit report has been wasted by applying for loans or credit cards in a short period of time. . 3. Before borrowing money, you log in to an unfamiliar network environment or device many times, or modify your personal information, address, etc., which will weaken the stability.

When will it be resumed? As long as the account is not closed, the inability to borrow money is only temporary. As for the specific recovery time, it depends on when the system re-evaluates and meets the standards. If you want to resume use as soon as possible, first check whether there is any overdue behavior, and if so, pay it off as soon as possible. Update your personal information in a timely manner when there are changes, such as buying a car, paying a provident fund, etc. If you have spare money and you can't earn much interest by putting it in a bank card, you might as well transfer it to Yu'e Bao investment fund, which can not only earn income but also demonstrate your economic strength and have your repayment ability recognized. The above is the relevant introduction to "When will borrowing be resumed if borrowing money cannot be borrowed?" In short, borrowing money cannot be borrowed. You can only find the reasons and improve the deficiencies, and then the system can be re-evaluated to meet the standards before it can be restored, and the evaluation results are not subject to manual intervention. I have closed down Jiebei. How long will it take for Jiebei to be able to provide services until it returns to normal?

Restoring JieBei after closing requires system evaluation, the recovery time is uncertain, and reopening after closing requires re-application.

Taking OPPO mobile phones as an example, the re-application process is as follows:

1. Open Alipay on your mobile phone, log in to your account, click My on the main interface, and then click Ant Borrowing. As shown in the picture.

2. Click Apply for Quota Now, then click to complete and complete your identity information, as shown in the picture.

3． Upload the front and back of your ID card as needed. After confirming that the upload is correct, click Confirm and Submit, as shown in the picture.

4. Please read the authorization letter and agreement carefully. If found to be unsuitable for the service or harmful to consumers, please cancel the application. If there are no questions, tick the box in front and click Submit Application, as shown in the picture.

5. Finally, click Finish to submit for review, and you will receive review information within 24 hours at the latest. 1. Analysis of the reasons why Ant Jiebei was detained

1. The account was suspected of being tx

.

Although Jiebei is a cash loan product that supports withdrawals to bank cards, Alipay also has another credit product, Huabei. It is possible that Huabei is suspected of tx

, resulting in borrowing money. It is possible that the chant is temporarily closed. Or use Taobao stores to perform credit card transactions. Once detected by the Alipay system, these may be frozen.

2. Not used for a long time

Since the borrowing quota and permissions are floating, if the system monitors that you have been given a borrowing quota but never used it, then it proves that you If you are not short of money, you might as well give your borrowing credit to other people who are even more short of money. After all, Alipay earns interest.

3. There is an overdue situation

Whether you are using Alipay’s products or cooperative institutions, once there is an overdue record, the loan is likely to be blocked, and the number of trustees has not been reduced, canceled or terminated. The credit limit used and the credit period, etc.

4. Use credit funds as a source of repayment funds

This is a point that many people have not paid attention to. Alipay can detect the situation of loan repayment, and the service provider can The borrower's source of repayment funds is monitored and managed, so do not borrow small loans to repay the loan.

2. How to recover after Ant Jiebei has been closed

Of course, you need to analyze the above situation by yourself. If it meets the requirements, you will have to make corrections on a certain day, such as the Jiebei being shut down due to long-term non-use. If the amount is large, you will know that your spending power is high recently, and Alipay will give you a borrowing limit in due course.

To sum up, you still need to browse more knowledge about loans, post more forums, and interact more with netizens, so that you can know some of the latest developments of Alipay Borrowing. In the final analysis, if you want to To restore or increase the limit, you still need to maintain good usage and repayment records. Alipay Jiebei is a very well-known credit product with a maximum limit of 300,000 yuan. Most people have a limit of several thousand to tens of thousands of yuan. However, some friends have found that their lines are often closed inexplicably. According to other people's statements , it will recover after a period of time, so how long will it take for it to recover after it is closed? Let’s find out together.

The quota distribution of Ant Borrowing is very wide, and the gap between the rich and the poor is very obvious. Some borrowers only have a quota of a few thousand, which is not enough to buy a new iPhone. Some borrowers have a quota of 100,000, and the interest is only 0.03 , and the borrower's already small quota has even been closed.

How long does it take for Jiebei to recover after it is closed?

The main reasons why Jiebei was closed are as follows:

1. Alipay points brushing tx behavior

. If Jiebei is closed due to violating these behaviors, it will not be restored in a short time. It will take at least 1-2 years to see if it is possible. Because for Alipay, tx

and brushing points are serious violations. Not only will Zhima points be greatly reduced, but the Huabei and Borrowing quotas may also be closed, because your account is already high-risk. , once discovered, they will basically be put on the "blacklist".

2. Early repayment. Although Juebei supports early repayment, this behavior is also a disguised breach of contract. It proves that you are not short of money for the time being, so no more credit will be given after repayment. As long as you continue to use Huabei and repay your credit card on time, the transaction flow will be high. If you do, it will take about 1-3 months to restore the borrowing limit. Because your consumption is high and you frequently use Huabei and credit cards, it means you are short of money.

3. Market supervision. Since 2018, most people's borrowing quotas have been closed. Many of them have been idle for a long time and have been closed. After all, the borrowing quota is very limited. If you don't need it, it will be given to other people who are more in need of money. This kind of The situation should still be based on the method in Article 3. In the short term, it can be restored in a few days, and in the long term, it will last for several months.

4. Borrow to upgrade online merchant loans. If this situation causes Jiebei to be closed, it will basically not be restored, because there can only be one Jiebei and wangshangdai. Unless wangshangdai is closed, there is a possibility of Jiebei, and the probability is still very low.

Nowadays, Alipay’s testing is becoming more and more stringent, and the risk control system is gradually improving. Changes in borrowing limits are related to many factors. You can find the reasons from the above aspects, insist on using Alipay for consumption, and repay on time. , the borrowing limit may be restored immediately! How long will it take to recover if Jiebei is temporarily unable to borrow money

For the situation where Jiebei cannot borrow money, if the credit is damaged due to overdue repayment, resulting in the quota being frozen and unable to borrow money, then within a short period of time, It is difficult to recover. Customers need to pay off overdue debts quickly, and then patiently spend time and accumulate good records. It is recommended to build up your credit for three to six months first.

If it is due to bad behaviors such as brushing points and illegal cash withdrawals in the account, or due to frequent changes of devices to log in, frequent modification of account information, etc., which cause system risk control, then the customer can only wait patiently for the risk control to pass. , and pay attention to avoid risky operations again. The mountain demolition system will generally conduct a comprehensive assessment of the user's account usage, credit status, etc. every one month or so, and may have a chance to recover after two or three months.

Of course, if it is just because the number of simultaneous loans the customer has made on Duibei has reached the maximum limit of fifty, then the customer only needs to pay off the unpaid loans or repay them first. For some of these loans, you can naturally borrow them again after the credit limit is restored. Jiebei is temporarily unable to provide you with loan services. How long will it take to resume?

Jiebei is temporarily unable to provide you with loan services, and the specific recovery time will be subject to the system’s review results. The system will review the user's borrowing account from time to time, but the user cannot actively apply for system operation review. Therefore, users need to spend a certain amount of time waiting for the system to initiate an audit. After the audit is passed, the loan will return to normal and the loan amount will be available on the loan page.

If the user fails the system review, he must wait for the next evaluation result of the system. In fact, users maintaining good credit records and active Alipay accounts can effectively help users pass system review. Users actively improve their personal comprehensive credit scores and do not add new default records. Even if they fail to pass the review, they can lay a good foundation for passing the subsequent review.

Manual customer service cannot be used on Jiebei and cannot intervene. Users must refer to the displayed results on the page. After the loan is restored, users must pay attention to repaying it on time when using the loan. Once the loan is overdue, the loan will no longer be available.