Legal subjectivity:

The following seven types of situations can be counted as second homes: 1. There is a house in the name of the parents, and the house is purchased in the name of the minor children. The New Deal stipulates that family members include the borrower, spouse and minor children. In other words, minor children are also classified as family members. Therefore, when purchasing a house in the name of a minor child, the second house policy will be implemented, which requires a down payment of 50, The interest rate increased by 1.1 times. 2. If you have a property in your name when you are a minor, you can take out a loan to buy a house after you become an adult. 3. If you have a fully purchased house in your name, you can then take out a loan to purchase the house. 4. I once took out a loan to buy a house, and then took out a loan to buy a house after the sale was completed. 5. Use a commercial loan to buy a house for the first time, and then use a provident fund loan to buy a house. 6. One party takes a loan to buy a house before marriage, and the other party takes a loan to buy a house after marriage. 7. After marriage, both parties take out the same loan to buy a house, and after divorce, one party applies for a loan to buy a house again. Article 1 of the "Notice on Regulating the Standards for the Determination of Second Houses in Commercial Personal Housing Loans" is legally objective:

Article 10 of the "Measures for the Administration of Pre-Sale of Urban Commercial Housing" for pre-sale of commercial housing, the development enterprise shall cooperate with The purchaser signs a pre-sale contract for commercial housing. The development enterprise shall, within 30 days from the date of signing the contract, complete the registration and filing procedures for the commercial housing pre-sale contract with the real estate management department and the land management department of the municipal or county people's government. Real estate management departments should actively apply network information technology and gradually implement online registration and filing of commercial housing pre-sale contracts. You can entrust an agent to handle the registration and filing procedures for the pre-sale contract of commercial housing. If an agent is entrusted to handle the matter, there should be a written power of attorney.