Ant loan is an ant loan. If users don't mention it now, they can't increase the amount of the next loan. The loan amount is automatically increased by the system according to the usage of the user's Alipay account. If the user does not withdraw the loan funds, the system cannot query the user's fund usage, and the loan amount will not be increased for the user.

Ant Borrowing is a loan service launched by Alipay for personal consumption, which can meet the demand of Alipay users for funds. Users can choose to lend money to the user's Alipay account (after lending it to Alipay account, it will be used in their own bank card with the same name as Alipay account) or directly lend it to the user's savings bank card bound to Alipay for personal consumption, decoration, travel, etc.

Open operation path by borrowing:

Alipay client, click My-Borrow and try to open it;

Tips: Is there a borrowing menu and can it be opened? Please refer to the page display for details.

Users need to meet the following conditions to open a loan:

(1) AliPay account completes real-name authentication.

(2) The account status is positive and has not been appealed.

(3) the account is bound to the mobile phone

Accounts that meet the above conditions will be comprehensively evaluated according to the user's account usage, and the final usage will be subject to the system evaluation.

In addition, the review of users' active application for opening debit cards is systematic. Generally speaking, the audit will be completed within 24 hours. Users are advised to log in to Alipay after 24 hours.

Note: Under normal circumstances, the active application will be reviewed within 24 hours, and it may take more than 24 hours under special circumstances. If the audit is not completed for more than 24 hours, users can pay attention within 72 hours.