With the rise of online loan business, small loan openings have been eliminated, and large loan openings have gradually been accepted by everyone. Wanda Pratt & Whitney, a subsidiary of Wanda, is currently a well-known loan company, but recently some friends said that Wanda Pust & Whitney cannot lend it out. What's going on?

Why can't Wanda Pratt & Whitney lend it out?

1. Bad credit

Wanda Puhui is a platform that will determine whether to lend money based on the borrower’s credit status. If your credit situation is not good, it will be difficult to pass the final review, and naturally there will be situations where you have a limit and cannot borrow.

2. Personal information is invalid

Wanda Puhui will review the borrower's application information before lending. If everyone's personal information has undergone relatively large changes and the existing information in the account becomes invalid, then there will be a situation where Wanda Puhui has a limit and cannot borrow.

3. Insufficient repayment ability

For borrowers, current liabilities and income will affect the repayment ability. If your current debt is too heavy or your income is unstable, you will be unable to borrow money due to insufficient repayment ability. Therefore, everyone should consider themselves before applying for a loan

The points improvement method is as follows:

1. Before submitting an application for a Wanda Puhui loan, everyone must fully complete their personal profile Information, fill in all the content that can be filled in.

2. Before applying for Wanda Puhui, everyone should pay attention to reducing their liabilities. It is best to wait until part of the debt is paid off before applying for Wanda Puhui.

3. If there is a return call when applying for Wanda Puhui, everyone must answer the questions truthfully and do not make any fraud or exaggerate the facts.

4. For those who have a tainted credit record, you can wait for 2 years after the bad record has been cleared before applying for a Wanda Inclusive Loan.

5. If you are unable to successfully apply for a cash loan at first, you can first try to open other loan products such as Wandahua to gradually accumulate personal credit.

So, Wanda Puhui cannot borrow money because the applicant’s comprehensive credit score is not enough. After the first application fails, do not apply again immediately. It is best to wait patiently for 1-2 months.