In order to achieve business goals, it is equivalent to bundling sales, such as letting you buy funds in China Agricultural Bank.

Second, hearing the judicial interpretation of food safety?

the Supreme People's Procuratorate

Interpretation of some issues concerning the application of law in handling criminal cases endangering food safety

(adopted at the 65438th meeting of the Supreme People's Judicial Committee on April 28, 2065 and adopted at the 5th meeting of the 12th Procuratorial Committee of the Supreme People's Procuratorate on April 28, 2065)

Announcement of the Supreme People's Procuratorate, People's Republic of China

The Supreme People and the Supreme People's Procuratorate was adopted by the Supreme People's Judicial Committee at its1576th meeting on April 28th, 20th13rd, and by the Fifth Meeting of the 12th Procuratorial Committee of the Supreme People's Procuratorate on April 28th, 20th13rd. It is hereby promulgated and shall come into force as of May 4, 20 13.

the Supreme People's Procuratorate

May 2, 2065438 +03

In order to punish crimes endangering food safety according to law and ensure people's health and life safety, according to the relevant provisions of the Criminal Law, some issues concerning the application of law in handling such criminal cases are explained as follows:

Article 1 The production and sale of food that does not meet the food safety standards shall be deemed as "enough to cause serious food poisoning accidents or other serious food-borne diseases" as stipulated in Article 143 of the Criminal Law under any of the following circumstances:

(a) containing pathogenic microorganisms, pesticide residues, veterinary drug residues, heavy metals, pollutants and other substances harmful to human health;

(2) Livestock, poultry, beasts, aquatic animals and their meat and meat products that have died of illness, the cause of death is unknown or the inspection and quarantine is unqualified;

(3) The production and sale are explicitly prohibited by the state for the prevention and treatment of diseases and other special needs;

(four) the nutritional components required for the growth and development of infant food seriously do not meet the food safety standards;

(5) Other circumstances sufficient to cause serious food poisoning accidents or serious food-borne diseases.

Article 2 The production and sale of food that does not meet the food safety standards shall be deemed as "causing serious harm to human health" as stipulated in Article 143 of the Criminal Law under any of the following circumstances:

Causing minor injuries or above;

(2) Causing mild or moderate disability;

(three) causing damage to organs and tissues, resulting in general dysfunction or serious dysfunction;

(4) Causing serious food poisoning or other serious food-borne diseases to more than 10 people;

(5) Other circumstances that cause serious harm to human health.

Article 3 The production and sale of food that does not meet the food safety standards, under any of the following circumstances, belongs to "other serious circumstances" as stipulated in Article 143 of the Criminal Law:

The production and sales amount is more than 200,000 yuan;

(two) the production and sales amount is more than100000 yuan but less than 200000 yuan, and the amount of food that does not meet the food safety standards is large or the production and sales last for a long time;

(three) the production and sales amount is more than one hundred thousand yuan but less than two hundred thousand yuan, which belongs to infant food;

(four) the production and sales amount is more than100000 yuan but less than 200000 yuan, and he has received administrative punishment or criminal punishment for illegal and criminal activities endangering food safety within one year;

(5) Other serious circumstances.

Article 4 The production and sale of food that does not meet the food safety standards, under any of the following circumstances, belongs to "especially serious consequences" as stipulated in Article 143 of the Criminal Law:

(1) Causing death or serious disability;

(2) Causing serious injury, moderate disability or organ and tissue damage to more than three people, resulting in serious dysfunction;

(three) causing minor injuries to more than ten people, mild disability to more than five people, or organ and tissue damage causing general dysfunction;

(4) Causing serious food poisoning or other serious food-borne diseases to more than 30 people;

(5) Other particularly serious consequences.

Article 5 The production and sale of toxic and harmful food under any of the circumstances stipulated in Article 2 of this Interpretation shall be deemed as "causing serious harm to human health" as stipulated in Article 144 of the Criminal Law.

Article 6 The production and sale of toxic and harmful food under any of the following circumstances shall belong to "other serious circumstances" as stipulated in Article 144 of the Criminal Law:

(a) the production and sales amount is more than two hundred thousand yuan but less than five hundred thousand yuan;

(two) the production and sales amount is more than100000 yuan but less than 200000 yuan, and the amount of toxic and harmful food is large or the production and sales last for a long time;

(three) the production and sales amount is more than one hundred thousand yuan but less than two hundred thousand yuan, which belongs to infant food;

(four) the production and sales amount is more than100000 yuan but less than 200000 yuan, and he has received administrative punishment or criminal punishment for illegal and criminal activities endangering food safety within one year;

(five) toxic and harmful non-food raw materials are highly toxic or high in content;

(6) Other serious circumstances.

Article 7 Whoever produces or sells toxic and harmful food with a production and sales amount of more than 500,000 yuan, or under any of the circumstances specified in Article 4 of this Interpretation, shall be deemed as "causing death or having other particularly serious circumstances" as specified in Article 144 of the Criminal Law.

Article 8 Anyone who violates food safety standards in the process of food processing, sales, transportation and storage and uses food additives beyond the scope and beyond the scope, which is enough to cause serious food poisoning accidents or other serious food-borne diseases, shall be convicted and punished for the crime of producing and selling food that does not meet the safety standards in accordance with the provisions of Article 143 of the Criminal Law.

Anyone who violates food safety standards in the process of planting, breeding, selling, transporting and storing edible agricultural products and uses additives, pesticides and veterinary drugs beyond the scope or beyond the scope enough to cause serious food poisoning accidents or other serious food-borne diseases shall be convicted and punished in accordance with the provisions of the preceding paragraph.

Article 9 Whoever adulterates or uses toxic and harmful non-food raw materials in the process of food processing, sale, transportation and storage shall be convicted and punished for producing and selling toxic and harmful food in accordance with the provisions of Article 144 of the Criminal Law.

Whoever uses prohibited substances such as pesticides and veterinary drugs or other toxic and harmful substances in the process of planting, breeding, selling, transporting and storing edible agricultural products shall be convicted and punished in accordance with the provisions of the preceding paragraph.

Whoever illegally adds toxic and harmful substances such as drugs prohibited by the state to health food or other foods shall be convicted and punished in accordance with the provisions of the first paragraph.

Article 10 Whoever produces or sells food additives, food packaging materials, containers, detergents, disinfectants or tools and equipment for food production and operation that do not meet food safety standards, if the case constitutes a crime, shall be convicted and punished for the crime of producing and selling fake and inferior products in accordance with the provisions of Article 140 of the Criminal Law.

Article 11 Whoever, in violation of State regulations, produces and sells non-food raw materials prohibited by the State for the purpose of producing and selling food for others, if the circumstances are serious, shall be convicted and punished for the crime of illegal business operation in accordance with the provisions of Article 225 of the Criminal Law.

Whoever, in violation of state regulations, produces and sells pesticides, veterinary drugs, feed and feed additives, feed raw materials and feed additive raw materials, if the circumstances are serious, shall be convicted and punished in accordance with the provisions of the preceding paragraph.

Whoever commits the acts mentioned in the preceding two paragraphs and at the same time constitutes the crime of producing and selling fake and inferior products, producing and selling fake and inferior pesticides and veterinary drugs, shall be convicted and punished in accordance with the provisions of heavier punishment.

Article 12 Whoever, in violation of state regulations, sets up a pig slaughtering plant (field) without permission to engage in business activities such as pig slaughtering and selling, if the circumstances are serious, shall be convicted and punished for the crime of illegal business operation in accordance with the provisions of Article 225 of the Criminal Law.

Whoever commits the acts mentioned in the preceding paragraph and at the same time constitutes the crime of producing and selling food that does not meet the safety standards and other crimes such as producing and selling toxic substances and harmful food shall be convicted and punished in accordance with the provisions of heavier punishment.

Article 13 Whoever produces or sells food that does not meet the food safety standards and toxic and harmful food meets the provisions of Articles 143 and 144 of the Criminal Law shall be convicted and punished by harmful food for producing or selling food that does not meet the safety standards. If it constitutes other crimes at the same time, it shall be convicted and punished in accordance with the provisions of heavier punishment.

There is no evidence to prove that the production and sale of food that does not meet the food safety standards is enough to cause serious food poisoning accidents or other serious food-borne diseases, which does not constitute the crime of producing and selling food that does not meet the safety standards, but constitutes the crime of producing and selling fake and inferior products and other crimes, and shall be convicted and punished according to other crimes.

Article 14 Whoever knowingly produces or sells food that does not meet the food safety standards, toxic or harmful food, under any of the following circumstances, shall be punished as the crime of producing or selling food that does not meet the safety standards or as an accomplice in producing or selling toxic or harmful food:

(1) Providing funds, loans, account numbers, invoices, certificates and licenses;

(two) to provide production and business premises or transportation, storage, storage, mailing, online sales channels and other facilities;

(3) Providing production technologies for food raw materials, food additives and food-related products;

(4) Providing advertisements and other publicity.

Article 15 Advertisers, advertising agents and publishers who, in violation of state regulations, use advertisements to make false propaganda on health food or other foods, if the circumstances are serious, shall be convicted and punished for the crime of false advertising in accordance with the provisions of Article 222 of the Criminal Law.

Article 16 State functionaries who are responsible for food safety supervision and management, or who cause major food safety accidents or other serious consequences, and at the same time constitute the crime of dereliction of duty in food supervision, the crime of not transferring criminal cases, the crime of commodity inspection, the crime of animal and plant quarantine, and the crime of manufacturing and selling fake and inferior commodities, shall be convicted and punished according to the provisions of heavier punishment.

State functionaries who are responsible for food safety supervision and management do not constitute the crime of dereliction of duty in food supervision, but constitute other crimes of dereliction of duty as stipulated in the preceding paragraph, and shall be convicted and punished according to other crimes.

State functionaries responsible for food safety supervision and management collude with others to help others commit crimes endangering food safety by taking advantage of their positions, and at the same time constitute accomplices in the crime of dereliction of duty and the crime of endangering food safety, and shall be convicted and punished in accordance with the provisions of heavier punishment.

Article 17 Whoever commits the crime of producing or selling food that does not meet the safety standards or producing or selling toxic or harmful food shall generally be fined more than twice the amount of production and sales according to law.

Article 18 Criminals who commit the crimes stipulated in this Interpretation shall be strictly suspended and exempted from criminal punishment in accordance with the conditions stipulated in the Criminal Law. According to the facts, circumstances and penitence of the crime, criminals who meet the applicable conditions of probation stipulated in the Criminal Law may be suspended, but at the same time, an injunction shall be issued to prohibit them from engaging in food production, sales and related activities during the probation period.

Article 19 Where a unit commits a crime as stipulated in this Interpretation, it shall be punished according to the conviction and sentencing standards as stipulated in this Interpretation.

Twentieth the following substances shall be identified as "toxic and harmful non-food raw materials":

(1) Substances prohibited by laws and regulations from being added or used in food production and marketing activities;

(2) Substances in the List of Non-edible Substances that May Be Illegally Added in Food and the List of Substances that May Be Illegally Added in Health Food published by the relevant departments of the State Council;

(three) pesticides, veterinary drugs and other toxic and harmful substances prohibited by the relevant departments of the State Council;

(4) Other substances harmful to human health. Twenty-first "enough to cause serious food poisoning accidents or other serious food-borne diseases" and "toxic and harmful non-food raw materials" are difficult to determine, and the judicial organ may determine them according to the inspection report and the relevant materials such as expert opinions. When necessary, the people can notify relevant experts to appear in court to make explanations according to law.

Article 22 If the judicial interpretations previously issued by the Supreme People's Government and the Supreme People's Procuratorate are inconsistent with this interpretation, this interpretation shall prevail.

Third, why do you have to buy his heavy metals to get a loan in the bank?

This may be an additional condition of the bank. When you apply for a loan from a bank, you must buy its heavy metals. If you don't want to buy it, don't take the money in this bank to another bank.

Fourth, there is a problem with the credit information of buying second-hand housing loans, and banks require to buy heavy metals.

This is an obvious binding cancellation.

Notice on Further Standardizing the Charge of Credit Financing to Reduce the Comprehensive Financing Cost of Enterprises: the right to know, attaching unreasonable conditions to the dominant market position of enterprises' independent choice, compulsory bundling, shifting costs, and charging hidden financing costs of enterprises in violation of regulations.

It is necessary to strengthen corporate governance, implement the main responsibility of management for branches or subsidiaries, strengthen the management of cooperation with third-party institutions, and comprehensively evaluate the performance evaluation methods of comprehensive joint operations in helping loans and increasing credit, so as to prevent internal and external collusion and joint efforts from harming the interests of small and micro enterprises.

We will never tolerate the discovery of ignoring the ban and violating the rules.