You can get a loan for buying a second-hand house. The loan process is as follows: the application conditions for a second-hand house mortgage loan (1) the borrower's legal identity documents; (2) the borrower's economic income certificate or occupation certificate; (3) the borrower's household registration book; (4) Borrowers with spouses need to provide proof of husband-wife relationship; (5) If * * * is the same as the borrower, it is necessary to provide a written commitment signed by all parties of the borrower to clarify the repayment responsibility of * * *; (6) Property right certificate of the purchased second-hand house; (7) The House Purchase and Sales Contract signed with the seller and the transfer account provided by the seller; (8) If the collateral needs to be assessed, a collateral assessment report issued by an assessment agency recognized by the lender; (9) The property right of the purchased house * * * A written authorization document that someone agrees to sell the house; (1) Other documents or materials required by the person in paragraph. Second-hand housing mortgage loan application materials (1) information that the buyer needs to provide 1) ID card (husband and wife), temporary residence permit (foreign population) 2) household registration book (husband and wife) 3) marriage certificate (marriage certificate, divorce certificate, widowed certificate, single certificate) 4) income certificate or solvency certificate (presented by the company) 5) copy of business license stamped by the company (presented by the company) 6. Current passbook of the applicant's loan bank 8) Other materials required by the bank (2) Information required by the seller 1) Identity card (husband and wife), temporary residence permit (foreign population) 2) Household registration book (husband and wife) 3) Marriage certificate (marriage certificate, divorce certificate, widowed certificate, single certificate) 4) Certificate of consent of the spouse and * * * to sell (fixed format) 5. For affordable housing and relocated housing, the original purchase contract, agreement and relevant approval documents must be provided. 7) Other materials required by the bank are legal and objective:

Specific Measures for the Administration of Commercial Loans for Second-hand Houses Article 2 The term "personal second-hand housing loans" as mentioned in these Measures refers to RMB loans issued by the Bank to natural persons who purchase second-hand houses in Chinese mainland with credit funds. Second-hand housing refers to all types of housing that have obtained the ownership certificate issued by the real estate administrative department and can be traded in the secondary housing market, including second-hand housing and second-hand commercial housing.