The conditions for purchasing shops and houses in Shi Ming Mall with provident fund loans include: 1, and the borrower must have a city account where the shops in Shi Ming Mall are located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied houses in shops in Shi Ming Mall, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase shops in Shi Ming Mall; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Shi Ming Mall shops have 1 attention points for second-hand housing transactions. Before the transaction of second-hand houses in shops in Shi Ming Mall, the real identity of the owner must be confirmed; 2. When signing the contract for the sale of second-hand houses in Shi Ming Mall, it is necessary to clarify the liabilities of both parties for breach of contract; 3. The time of payment and transfer must be marked; 4. The handover time of related expenses of second-hand houses in shops of Shi Ming Mall must be indicated; 5. When signing a contract with an intermediary company, you must have a detailed list of agency fees; 6. Buying a second-hand house in Shi Ming Mall through an intermediary company must require meeting with the owner; 7. You must learn to use the supplementary agreement.

The above information is for reference only. I hope I can help you!