Bank loans are generally placed in the borrower's bank card account, but it depends on the specific amount; If the bank loan amount is less than 300,000 yuan, it will be paid directly to the user's account; If it exceeds 300,000, the bank will call the money to a third party or entrust the payment.

Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.