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Where is the income certificate stamped?
Income proof is an important material when making a loan, and it is an important basis to prove a person's income level and consumption repayment ability. Therefore, when making a loan, the bank will ask for relevant proof of income. Then, where should I stamp the income certificate? Let's take a closer look.

Where is the income certificate stamped?

The income certificate is issued in the personnel department of the unit and stamped with the official seal of the personnel department. However, each bank requires a slightly different income certificate format. So take a blank income certificate from the loan bank, stamp it directly in the company, and give the rest to the bank to fill in according to the loan situation.

When applying for a credit card or handling other banking business, proof of income is an indispensable proof material. Many people don't know what format the standard income certificate is when asking the unit to issue it, which leads to many income certificates being unusable.

Second, how to open a proof of income

1. Have a fixed job: find a company to pay, stamp the official seal of the company, and fill in the actual pre-tax/after-tax salary.

2. If the private owner can't issue a certificate of income, the materials to be provided are: business license, tax registration certificate, tax payment certificate (the time of continuous tax payment varies from place to place) or bank deposit receipt for the last six months.

3. If you are a freelancer: If you have a deposit, you can provide proof of deposit; If not, you should go to a bank with income to apply for a running list, which can prove that you have continuous income.

4. The general income certificate is mainly used for bank loans. Such as: buying a car and a house. Of course, there are also special circumstances that require proof of personal income. For example, in the event of a car accident, the other party needs to pay compensation for wages. In any case, employees have the right to ask the unit to issue an income certificate to individuals, and the unit has the responsibility to issue it to employees, but it should be based on actual income to prevent unnecessary labor disputes in the future.

3. How to write the proof of mortgage income?

To China Bank, xxxx Bank:

This is to certify that Mr./Ms. (married, unmarried, divorced) is an on-the-job employee (formal temporary part-time) of our company, and now she holds the post of xx in our company, with the title of xxx, working in our company for xxx years, and the nature of our company is xxx.

Its total monthly income is RMB xxx million only (RMB in figures).

The ID number is:

My unit is legally responsible for the authenticity of the above information.

This is to certify that.

Unit address:

Contact person of personnel and labor department:

Contact telephone number:

Seal of unit:

Date, year and month

1. The filled name is consistent with the household registration book and ID card.

2. All articles are written in a standardized way and have not been altered; Options are indicated by "√".

3. The official seal or the seal of the labor and personnel department is valid, and the seal is complete and clear.

The above is a detailed introduction about where the income certificate can be stamped. The income certificate needs to be issued by the personnel department of the employer, but in order to ensure the corresponding legal effect, it needs to be stamped with the official seal of the company.