Do you have a reliable letter wallet? How much is the application amount?

In recent years, online loans can be regarded as more and more, and online loans are better. Recently, many people around us are using credit wallets, but many people don't know much about this credit wallet, so is it reliable?

Letter wallet

It is understood that the letter wallet is more reliable. Letter wallet is an Internet online financial consulting service APP developed by Chengdu Youka Information Technology Co., Ltd., which provides online small and large loans and installment payment; Online credit inquiry; Online blacklist test; Multi-head loan test; Credit card applications and other services.

Heart wallet APP is a professional loan platform integrating credit installment, commercial loan and cash loan. PP provides loan product recommendation and matching services for individuals, small and micro enterprises and individual industrial and commercial users through big data analysis, artificial intelligence and machine learning technology.

Letter wallet application quota

It is understood that the amount of credit wallet is determined according to personal qualifications. If your personal qualifications are good, then the amount is high. If your credit is average, the amount will be reduced, and even you can't pass the audit. The amount of credit wallet is generally around 2000 to 5000.

The amount of credit wallet loan is a credit line, which does not mean that it can be lent out. If the user applies for cash withdrawal, the system will review the user again. If the audit fails, the money can't be lent out. Whether the user can pass the audit depends on whether the user meets the loan conditions of the online merchant loan and the comprehensive credit status of the user.

In addition, even if the loan can be obtained, the loan interest rate of the online merchant loan is also evaluated according to the credit qualification of the user. The better the credit, the lower the loan interest rate.

The application conditions for letter wallet are as follows

1. The applicant is over 18 years old, holds the second-generation ID card of Chinese mainland, and has full capacity for civil conduct;

2, have a good personal credit, sesame credit score should be above 550 points;

3. Take the initiative to purchase credit wallet membership services before borrowing;

4. The mobile phone number for applying for a loan must be a mobile phone number registered in real-name registration system;

5, have a stable job, monthly income can be repaid on time.

Characteristics of letter wallet products

1. The credit wallet is equipped with Youka AI aggregation risk control on the user portrait to stratify users, thus realizing the display of thousands of products on the C-end user face and screening high-quality and accurate users for financial institutions on the B-end;

2. Using artificial intelligence search and analysis, cloud computing and other technical means, I believe that wallet APP helps users to form intelligent matching with financial products and identify the credit qualifications of users of financial institutions such as banks.

Warm reminder: Although online loans can help us solve temporary problems, we can't rely on them for a long time, because if we can't repay them by the repayment date, it is likely to affect our credit information and make it difficult to buy a house loan in the future.