At present, the latest benchmark interest rate of bank loans announced by the People's Bank of China: the annual interest rate of loans from 0 to June (including June) is 4.35%.

June-1 year (inclusive) is 4.35%, 1-3 years (inclusive) is 4.75%, 3-5 years (inclusive) is 4.75%, and 5-30 years (inclusive) is 4.75%. On this basis, there will be appropriate downward floating or upward floating.