Legal analysis: If there is a situation of continuous accumulation of three times, the application for provident fund loan will be rejected. "Three consecutive days" refers to the overdue repayment for three consecutive months, while "six consecutive days" refers to the accumulated overdue repayment for six times. If there are only a few minor overdue cases, then the credit information may not always be reflected, and there is still a chance to apply for a provident fund loan. If the person subjected to execution fails to perform the obligations specified in the effective legal documents and refuses to perform the settlement agreement without justifiable reasons, the people's court shall include him in the list of people who have lost their trust and impose credit punishment on him according to law.

legal basis: article 675 of the civil code of the people's Republic of China, the borrower shall repay the loan within the agreed time limit. If the loan term is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 51 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.