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I am in Shanghai, what can I do if the company pays five insurances and one gold?
In Shanghai, the company pays five insurances and one gold for the following purposes. If you leave Shanghai in the future, five insurances and one gold can be transferred to other places.

1. After paying the old-age insurance in Shanghai 10 years, you can receive the pension according to the standards in Shanghai.

Notice of Ministry of Human Resources and Social Security on Several Issues Concerning the Transfer and Continuation of Basic Endowment Insurance for Employees in Urban Enterprises I. Calculation of deemed payment period. The place where the insured person receives treatment shall be implemented in accordance with Article 6 and Article 12 of the Interim Measures, that is, if the basic old-age insurance relationship is located at the domicile, the domicile shall be responsible for handling the formalities for receiving treatment; If the basic old-age insurance relationship is not located in the domicile, but the accumulated payment period in the domicile of the basic old-age insurance relationship is over 10 years, the treatment collection procedures shall be handled locally;

If the basic old-age insurance relationship is not located at the domicile, and the accumulated payment period in the locality of the basic old-age insurance relationship is less than 10 year, the basic old-age insurance relationship will be transferred back to the original insured place with the payment period of 10 year to go through the treatment collection procedures; If the basic old-age insurance relationship is not located at the domicile, and the accumulated payment period in each insured place is less than 10 years, the basic old-age insurance relationship and corresponding funds will be collected at the domicile, and the domicile will go through the formalities for receiving treatment according to regulations. Unless otherwise specified, the payment term includes deemed payment term.

The cumulative payment period of a place (province, autonomous region or municipality directly under the Central Government) includes the actual payment period in that place and the deemed payment period calculated in that place. Among them, the deemed payment period of working in an organ, institution or enterprise is calculated as the deemed payment period of the working place at that time; Where there are deemed payment years in many places, they shall be calculated as deemed payment years in all places respectively.

You can enjoy Shanghai's medical insurance policy after you get sick.

Article 32 of the Social Insurance Law of People's Republic of China (PRC), if an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.

You can get unemployment benefits in Shanghai after you lose your job.

Article 45 of People's Republic of China (PRC) Social Insurance Law: Unemployed persons who meet the following conditions receive unemployment insurance benefits from the unemployment insurance fund:

(a) before unemployment, the employer and I have paid unemployment insurance premiums for one year;

Not because of my will to interrupt employment;

(three) registered unemployed and have job requirements.

You can use the provident fund to buy a house in Shanghai or move to other places.

From 20 1 July1day, the transfer and connection of housing provident fund in different places are all handled through the "National Platform for Transfer and Connection of Housing Provident Fund in Different Places". Gradually realize "accounts go with people, money goes with accounts". At the same time, we will vigorously promote off-site loan services to meet the capital needs of employees who pay for cross-regional housing purchases.

Extended data:

Notice of the Interim Measures for the Transfer and Continuation of the Relationship of Basic Old-age Insurance for Employees in Urban Enterprises Article 3 If the insured person is employed in inter-provincial mobility, the social insurance agency of the original insured place (hereinafter referred to as the social insurance agency) will issue the certificate of insurance payment, and the relationship of basic old-age insurance will be transferred to the new insured place.

If the insured reaches the conditions for receiving the basic old-age insurance benefits, the payment period of insurance coverage will be calculated together, and the amount of personal account storage (including principal and interest, the same below) will be calculated cumulatively; Before reaching the age of receiving benefits, the basic old-age insurance relationship shall not be terminated and the surrender procedures shall be handled; Settle abroad and in Hongkong, Macao and Taiwan Province Province, according to the relevant provisions of the state.

Notice of the Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance Relationship for Employees in Urban Enterprises Article 4 If the insured transfers the basic old-age insurance relationship through inter-provincial floating employment, the transfer funds shall be calculated according to the following methods:

(1) Amount of deposit in personal account: before 1998 65438+ 10/month, the transfer is calculated according to the accumulated principal and interest paid by the individual; after 1 9981,it is calculated according to the total amount of deposit contained in the personal account.

(2) Overall fund (unit contribution): based on my actual contribution salary in the following years 1998 1, transfer according to the sum of 12%. If the insured payment is less than 1 year, the transfer will be calculated according to the actual payment months.

Ministry of Human Resources and Social Security, People's Republic of China-City Ministry of Human Resources and Social Security

Baidu Encyclopedia-People's Republic of China (PRC) Social Insurance Law