1. Non-performing loan ratio of Industrial and Commercial Bank of China

Expand all Both the balance of non-performing loans and the ratio of non-performing loans have increased sharply. The third quarterly report shows that as of the end of September this year, the balance of non-performing loans of 16 listed banks was approximately 900 and nearly 230 billion yuan, an increase of more than 30%, the highest increase since the financial crisis.

2. Non-performing loans of the Industrial and Commercial Bank of China in 2013 The reason for the rise?

Mainly affected by the general environment, the country's environmental protection measures, and some companies' business travel problems have led to overdue loans and an increase in non-performing loans.

3. When the loan interest rate was lowered in 2012, why did my mortgage payment increase in January 2013?

I have the same situation! I called the bank and asked! Their explanations are clear. What does it say about the adjustment of the principal amount after the interest rate is readjusted? Too professional to express clearly. Hahaha! Make a call and feel at ease. Hope this clears up your confusion.

4. Reasons why the loans and deposits of Industrial and Commercial Bank of China have increased year by year

Increase the supply of high-yield credit. According to a search on the official website of the Industrial and Commercial Bank of China, the reason for the increase in loans and deposits year by year is the increase in high-yield credit. Industrial and Commercial Bank of China was established in 1984. It is a large state-owned commercial bank and a national deputy ministerial level unit.