1. If the first two suites are currently being repaid, then the third suite cannot be loaned;
2. In addition, the New Deal will be implemented from 2065438 to March 30, 2005:
On March 30th, 20 15, the Notice on Issues Related to Personal Housing Loan Policy issued by the People's Bank of China, the China Banking Regulatory Commission and the Ministry of Housing and Urban-Rural Development mentioned that the minimum down payment ratio should be adjusted to not less than 40% for households who own/kloc-0 apartments and the corresponding housing loans have not been settled. The specific down payment ratio and interest rate level shall be determined by banking financial institutions according to the borrower's credit status and interest rate level.
The threshold of provident fund mortgage has also been further reduced. The paid employee families use the housing provident fund to entrust loans to purchase the first set of ordinary self-occupied housing, and the minimum down payment ratio is 20%; For the paid workers' families who own 1 house and have settled the corresponding housing loans, in order to improve their living conditions, they apply for housing provident fund entrusted loans again to purchase ordinary self-occupied houses, and the minimum down payment ratio is 30%.
I hope my answer can help you.