The minimum down payment for provident fund loans is 20% of the total house price. At the same time, the down payment of provident fund loans is also affected by other factors: 1, the age of the house, the evaluation price of the older house will generally be lower, and it may not be possible to borrow so many kinds; 2. Personal repayment ability. For example, your monthly payment can only bear 3000 yuan, but you need to pay 4000 yuan after the down payment of 20%. Then you can only raise the down payment. The policy will also leave a deep impression on you. Maybe the down payment for the second suite will be increased to 30%, which is uncertain. # Employees who purchase the first set of self-occupied housing or the second set of improved ordinary self-occupied housing. 1. The down payment ratio for purchasing the first ordinary self-occupied housing loan shall not be less than 20%; 2. The second set of housing provident fund loans will only be issued to the paid workers' families whose existing per capita housing construction area is lower than the average level of this city, with the down payment ratio of not less than 20%, and the loan interest rate is 1. 1 times the interest rate of the first set of housing provident fund personal housing loans in the same period. 3, the purchase of the third and above housing or the third time to apply for housing provident fund loans paid workers shall not apply for housing provident fund loans. # If the provident fund is used for the first time and the construction area of Xing Tao is less than 90 square meters (inclusive), the down payment ratio of the loan shall be at least 20% of the total house price. The minimum down payment for the first suite with a building area of more than 90 square meters is 30%, and the minimum down payment for the second suite is 40%. The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!

2. What is the minimum down payment for housing provident fund in Nanjing now?

China Merchants Bank in some cities provides provident fund loans. The down payment ratio and loan amount shall be subject to local regulatory policies. It is recommended to consult the account managers of local branches in detail. Please dial 95555 to choose 3 personal customer service -3-3-8, enter the city where manual service is provided, and inquire about the telephone number of the loan manager.

3. What is the minimum down payment for Nanjing housing provident fund now?

Now the down payment can be divided into: 1, in the case of the first suite, buy a new house with an area of not more than 90 square meters; 2. In the case of the second suite, in the case of purchasing the third suite and the third suite of the property, if loans are needed, loans may not be issued; 4. In other cases, the minimum down payment is 30%. Other expenses: individual tax, business tax, assessment fee, loan application fee, etc.

How much is the down payment and monthly payment for the 42 million house?

According to the housing loan policy, the down payment for a house of 2 million yuan is 30%, according to the repayment method of general capital house. If you want to pay in full in ten years, you have to pay back 14780.58 yuan per month, and if you want to pay in full in 30 years, you have to pay back 4926.8 yuan per month. Similarly, if the repayment is made within 10 years according to the repayment method of equal principal and interest, the repayment in the first month will be 17986.88 yuan. Then it will gradually decrease every month. If you want to pay back in 30 years, you need to pay back 5977.33 yuan every month, and then decrease it every month.

Can't I make a down payment on the house loan?

According to the regulations, the commercial housing sales contract stipulates that if the buyer fails to conclude a commercial housing secured loan contract due to one party's reasons, and the commercial housing sales contract cannot be continued, the other party may request to terminate the contract and compensate for the losses.

If the contract for the sale of commercial housing cannot be continued due to reasons not attributable to both parties, or because the secured loan contract for commercial housing cannot be concluded, the parties may request the termination of the contract, and the seller shall return the principal of the purchase price and its interest or deposit to the buyer.

Therefore, no matter what causes the house purchase contract to be unable to be fulfilled, such as the approval is not passed, the loan is slow, and the amount is insufficient, the down payment can be refunded. Of course, in addition to the information submitted by the buyers themselves is untrue or the loan is refused due to bad credit.

After my mortgage application is rejected, can I still apply?

This also depends on the situation. There are three situations:

1, credit problem:

If the home buyer's mortgage application is rejected because of personal credit problems, then, in this case, it is very difficult to apply for a loan again. Because every bank has similar strict requirements for credit problems.

2. Policy issues:

If the buyer's mortgage application is rejected because of the current mortgage market and policies, please rest assured, because you can choose to try again after a while. At least half a year after the policy.

3. Incomplete information:

If the buyer's mortgage application is rejected because of insufficient information preparation, then don't be discouraged. Because when you prepare all the information for the second loan application, you can usually get the loan.