Two: the conditions for buying a car by loan:

Generally speaking, consumers must have good personal credit, and then they must be China citizens who have reached the age of 18 and have full capacity for civil conduct. They need to have good income proof to ensure repayment ability, and at the same time, they need to have proof of residence.

There are two procedures for buying a car with a loan:

Mode 1, the customer directly applies for a loan to buy a car at a bank outlet. After the guarantee procedures are implemented, customers can choose dealers to buy cars they are satisfied with;

Mode 2, buy a car in a 4S shop that cooperates with the bank, sign a car purchase contract or agreement with the dealer, and then apply for a loan from the bank through the 4S shop.