I. Deposit of Housing Provident Fund
Dandong Housing Provident Fund Management Center is the first responsible person for housing provident fund deposit. Workers and units need to pay the housing provident fund to the designated account in accordance with the prescribed proportion and amount. This system aims to help employees accumulate housing funds and provide financial support for their future home purchase and loan repayment.
Second, the extraction of housing provident fund
When employees meet certain conditions, they can apply to Dandong Housing Provident Fund Management Center for withdrawal of housing provident fund. These conditions include the purchase of owner-occupied housing, repayment of principal and interest of home purchase loans, and payment of rent. Employees need to provide relevant certification materials, and after examination, they can withdraw housing provident fund in accordance with the prescribed procedures.
Third, housing provident fund loans.
Dandong Housing Provident Fund Management Center also provides housing provident fund loan services for employees. Workers who buy self-occupied housing can apply for housing provident fund loans and enjoy preferential policies with low interest rates and long term. This service helps employees to reduce the pressure of buying houses and realize their dream of living in peace.
Four. Consultation and supervision
Dandong Housing Provident Fund Management Center is also responsible for providing consulting and supervision services related to housing provident fund. Employees can learn about housing provident fund policies, business processes and other information through the consultation window or official website. At the same time, the center also accepts employees' complaints and suggestions on the deposit, withdrawal and loan of housing provident fund to ensure the fairness, justice and transparency of the housing provident fund system.
To sum up:
Dandong Housing Provident Fund Management Center is responsible for the deposit, withdrawal and loan of housing provident fund in Dandong area, and provides all-round housing financial support for employees. Workers can learn about relevant policies and handle business through the center, and enjoy preferential policies for housing provident fund loans with low interest rates and long term. At the same time, the center also accepts the consultation and supervision of employees to ensure the smooth implementation of the housing provident fund system.
Legal basis:
Regulations on the administration of housing provident fund
Article 2 provides that:
These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).
Article 4 provides that:
The management of housing provident fund shall follow the principles of decision-making by the housing provident fund management committee, operation of the housing provident fund management center, special bank account storage and financial supervision.
Article 24 provides that:
In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.