Matters needing attention when signing a mortgage contract are as follows:
1. must be signed by the lender himself. After the bank applies for loan approval, it needs to sign a loan contract. The signature must be my signature, and the guarantor of the lender also needs to sign in the bank. If the loan is not made by one person, but with a lover or immediate family member, it needs to be signed in the bank and prepared according to the specific requirements of the bank, so as not to affect the legal effect of the signature.
Make clear the details of the contract before signing. Don't be too anxious before signing, and you should know the contents of the contract carefully to avoid unnecessary influence on your loan application. If you want to improve the success rate of loan application and ensure the smooth progress of loan application, you need to pay attention to protecting your personal legitimate rights and interests in every detail, including making sure that there is no problem with the contents of the loan contract before signing the contract.
3. Sign according to the specific requirements of the bank. Many people usually sign their names in cursive script, or use thousands of characters in traditional Chinese characters. In this case, it is not allowed to apply for loan signing in the bank. You must sign in simplified block letters according to the specific requirements of the bank, otherwise the loan contract will be invalid. Never sign for personal beauty. You must ensure that the signature of the loan contract is neat and clear, so that it can have certain legal effect.
To sign a contract, you need to bring the following information:
1, materials that can prove the subject qualification of the parties, such as identity certificate, business license, identity certificate of legal representative, etc. ;
2. Other materials required for the contract, such as contract text, company seal, legal person seal, contract seal, signature pen, etc.
To sum up, the lost contract needs to be given legal effect again, so it is necessary to sign a new contract. In the new contract, be sure to verify whether all the information is consistent with the original contract. If there is any inconsistency, it must be corrected in time and re-signed.
Legal basis:
Article 10 of People's Republic of China (PRC) Labor Contract Law
To establish labor relations, a written labor contract shall be concluded. If a labor relationship has been established and a written labor contract has not been concluded at the same time, a written labor contract shall be concluded within one month from the date of employment. If the employer and the employee conclude a labor contract before employment, the labor relationship shall be established from the date of employment.
Article 44
In any of the following circumstances, the labor contract shall be terminated:
(a) the expiration of the labor contract;
(two) workers began to enjoy the basic old-age insurance benefits according to law;
(3) The laborer dies, or is declared dead or missing by the people's court;
(4) The employing unit is declared bankrupt according to law;
(5) The business license of the employing unit is revoked, ordered to close down or revoked, or the employing unit decides to dissolve in advance;
(6) Other circumstances stipulated by laws and administrative regulations.