1, Ant Flower Garden: If a novice borrower asks what Alipay loan software has, the last thing he can miss is "Ant Flower Garden", which is very famous. The biggest advantage of ant flower buds is that they can be used for shopping in Tmall Mall or Taobao. As long as the repayment is made on time, there will be no charge, which is convenient for consumers to get their favorite products in advance, such as expensive SLR cameras and favorite brand-name skin care products.

2. Borrowing treasure: The biggest feature of borrowing treasure is that after filling in the loan amount and loan term, you can get the corresponding Alipay loan in less than 1 minute. The maximum amount is 300,000 yuan, the repayment ceiling is 12 months, and the daily interest rate is at least 0.02%, which can be repaid as you borrow.

3, ants borrow: This is commonly known as Alipay loans, completely killing bank loans and offline financial companies. The longest repayment period is 12 months, and the expected annualized daily interest rate is 0.04%. Users with good credit can get 0.03% of the expected annualized interest rate of preferential loans, which will be repaid with the loan.

4. Interesting installment: Interesting installment loans are limited to college students, and you need more than 600 points to apply. The loan amount is 2500 yuan. College students can find the "College Students' Zone" in Sesame Credit and see an interesting stage.

5. Online merchant bank: Online merchant bank is a small loan for small and medium-sized enterprises, which can be viewed in the background of Alipay. The threshold for application is the same as that for ants to borrow. The maximum loan amount is 1 000 yuan, the expected annualized interest rate on the loan day is 0.05%, and the loan term is 1.2 months. Use the average capital repayment method.

6. Traffic loan: The online merchant bank cooperated with CNZZ, a website traffic statistics agency in China, to launch credit products for small and medium-sized entrepreneurial websites. All qualified entrepreneurial small and medium-sized websites can borrow, with a loan rate of 89% and a quota of 2-65438+ 10,000.

Alipay loan takes "Ali loan" as an example to introduce the following methods:

1. Log in to Alipay account.

2. Go to Alipay homepage and click the Application Center option at the top of the page.

3. On the Application Center page, find all the applications.

4. Find and click the Ali loan option.

5. Be sure to read the loan conditions carefully before applying for Ali loan.

6. If you meet the requirements, you can click the Apply Now option, and those who meet the requirements after examination can get a loan.