To apply for a loan to buy a car in Fuzhou, you should meet the following conditions:
1. The borrower must be at least 18 years old, hold valid identity documents and have full capacity for civil conduct;
2. The borrower shall provide a fixed and detailed address certificate;
3. The borrower has a stable occupation and income certificate;
4. The borrower has a good personal credit record and the ability to repay the loan principal and interest on schedule;
5. Holding a legal car purchase contract or agreement;
6. Other conditions stipulated by the lending institution.
Applying for a loan to buy a car in Fuzhou cannot exceed 80% of the car price. The loan term is generally 1~3 years, with a maximum of 5 years.