House inspection fees, legal procedure fees, house insurance premiums, and property tax house inspection fees: Under normal circumstances, in addition to new homes, home buyers will invite specialized home inspectors to check the condition of the house, and your loan bank will also Want to know about a home inspection to make sure there are no potential problems with the home you are buying. A home inspection usually costs between 200 yuan and 800 yuan, depending on the size and age of the house. Legal process fees: You need to pay the legal process fees of a lawyer or legal impartial person to complete the registration process with the government and ensure the fairness and legality of the entire transaction. About 600 yuan-1500 yuan. Real estate transfer tax: When the government registers you as the legal house owner, it will charge real estate transfer tax. According to the house price, 1 will be charged for the first 200,000 yuan, and 2 yuan will be charged for the remaining part. This is a one-time charge. House insurance premium: The villa needs to purchase house insurance to cover accidents such as fire. Insurance premiums vary widely, depending on the coverage covered, the age of the home, the cost of reconstruction, etc. Example: One of my clients purchased a 3-year-old new villa of 5,000 square feet in West Vancouver, where a family of three lives. The insurance premium was 3,000 yuan. The basic insurance premium for the apartment is included in the property management fee. Land Tax: Every type of property has a land tax, whether it is a house or an apartment. The land tax is calculated according to a certain calculation formula based on the government assessed value of the house, so the land tax varies every year. When purchasing a house, a lawyer will calculate the distribution ratio of the property tax for that year based on the delivery time. The buyer and seller each bear their own share. For example, if the house is handed over on September 1, the seller will bear 3/4 of the local tax for that year, and the buyer will bear 1/4. House inspection fee, legal procedure fee, house insurance premium, local tax "/zd/ym"