1. First of all, the conditions for granting loans to Chongqing Construction Bank are that the applicants have legal status, have their own stable sources of income, have good credit and have the ability to repay the loan principal and interest.

2. Secondly, there are relevant legal and valid contracts and agreements for the purchase, construction and overhaul of houses, as well as other supporting documents required by the loan bank, and there are self-raised funds of more than 30% of the total price of houses purchased.

3. Finally, there are assets recognized by the loan bank for mortgage or pledge, or (and) legal persons, other economic organizations or natural persons with sufficient compensation capacity as guarantors.