You apply for a loan on this platform, and if they need to pay a deposit, then you need to pay it. If you don't want to pay it back, you can apply for a loan here.
Is there any ICBC e borrowing this platform? Do I have to mortgage 2000 pounds to borrow 40000 pounds?
Fake. Don't believe all the expenses behind.
20 17 1.5, ICBC, the largest bank in the universe, released the brand of personal credit consumption loan "ICBC Rong e-loan" in Beijing. According to ICBC, eligible borrowers can obtain ICBC's unsecured, unsecured and pure credit RMB credit consumer loans to realize personalized, multi-level and diversified consumer demand.
The relevant person in charge of ICBC said that "ICBC e-loan" can be handled through all online channels, such as mobile phones, computers and mobile terminals, and online real-time query can be made on whether the loan can be handled and whether the loanable amount can be received in real time as soon as possible, thus realizing the organic integration of "consumption+finance+Internet" and creating an Internet operation mode of online self-help, automatic business handling and accurate risk monitoring.
"ICBC e-loan" has the following characteristics: First, the price is low, the loan is 1, and the daily interest rate is about 1 yuan, which is lower than the interest rate of similar loans in the market. Second, the term is long, with the longest loan term of five years and the longest grace period of 12 months. Third, customers can get online one-click loans through online banking or mobile banking. Fourth, repayment is more flexible. Customers can choose four repayment methods: matching principal and interest, average capital, installment repayment and one-time repayment of principal and interest to better meet the multi-level and diversified consumer financing needs of different groups.
Why do I have to pay a 5-point handling fee for the loan I applied for?
There is no need to apply for financing e-loan, but financing e-loan will charge loan interest. The loan interest rate is subject to the implementation of each branch. You can enter the loan amount, loan term and other information on the e-loan application page, and the annual interest rate will be automatically displayed. Please follow the page. It is suggested that you apply for E-loan through China Industrial and Commercial Bank's online banking, mobile banking, smart terminal, ICBC Easy Life and E-loan, or go to outlets with your valid ID card.
(Answer time: June 65438+1October 14, 2020. In case of business changes, please refer to the actual situation. )
Is it necessary to pay a deposit of 100 of 5 after the approval of ICBC's e-loan loan?
ICBC does not need to pay a deposit when applying for e-loan. If you need a loan, you can log in to ICBC E-Student and select the function of "Select-Lend E-Loan" to verify whether you have the loan qualification and loan amount.
At present, some criminals have made an "ICBC e-loan" cottage APP, and ICBC has reported to the relevant state departments to ban the related websites involved in this counterfeit APP. If you have disclosed personal information such as cards, passwords and certificates when applying for the bid, in order to ensure the safety of your funds and personal information, it is suggested that you stop paying, report the loss, open and modify the passwords of the relevant cards as soon as possible. At the same time, please report the case to the public security organ as soon as possible, and ICBC will cooperate with the public security organ to handle it accordingly.
(Answer time: 202 1 March 21.In case of business changes, please refer to the actual situation. )