CITIC Bank recently launched a "through train for the sale of second-hand houses" jointly with SouFun. CITIC Bank can provide free house price assessment, loan handling, fund supervision and transfer assistance services. To a certain extent, this means that CITIC Bank began to set foot in real estate intermediary business.

Compared with the general real estate intermediary service agencies, CITIC Bank itself is a lending institution. If property buyers need loans, CITIC Bank can provide efficient loan services without charging any fees. Reportedly, CITIC Bank's second-hand housing loan policy is flexible, providing up to 80% of the 30-year mortgage. Loans can be granted in three days with complete information, and customers can also choose to repay at a fixed interest rate.

A related person of CITIC Bank said that if the purchaser pays in one lump sum, CITIC Bank can provide transaction fund supervision services free of charge. In the case of "hand in hand" transaction between buyers and sellers, the supervision of transaction funds can relieve the mutual distrust between buyers and sellers due to mutual ignorance, and can solve the problem of payment or transfer first; Moreover, on the platform of CITIC Bank's "second-hand house through train", the bank provides free services to assist in accompanying the transfer, which can ensure the timely, accurate and safe transfer of supervision funds and is more conducive to protecting the interests of buyers and sellers.